Warren Buffett's company is sitting on $347 billion in cash — how to follow his lead as an everyday investor

Wait 5 sec.

MoneywiseTue, Jul 1, 2025, 5:21 PM 6 min readPaul Morigi / Getty Images for Fortune / Time Inc.Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below.Warren Buffett is well known for his investing talent. Aside from his nose for reliable companies, the now-billionaire got rich partly by buying undervalued stocks and holding them for the long term.It may come as a surprise then to learn that Berkshire Hathaway — the multinational conglomerate Buffett runs — held a record $334 billion in cash at the end of 2024 after selling $134 billion in stocks that year. As of March 31, that cash in hand had climbed to $347 billion.Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's howI'm 49 years old and have nothing saved for retirement — what should I do? Don't panic. Here are 4 of the easiest ways you can catch up (and fast)You don’t have to be a millionaire to gain access to this $1B private real estate fund. In fact, you can get started with as little as $10 — here’s howBuffett amassing a big pile of cash could be a smart move in light of the market's recent performance. After all, President Donald Trump’s first 100 days in office saw the worst stock market performance since Richard Nixon’s own second term kickoff in 1973.But Buffett doesn’t keep cash on hand because he’s afraid of short-term volatility. This liquidity is for a much more calculating reason, but one that many investors might struggle to replicate.Although Buffett kept billions in cash this year, the Oracle of Omaha has made it clear that he doesn't believe cash is king.The reason he keeps cash on hand is so he’s ready to invest when the right opportunity arises. But everyday investors don’t have the same suite of investing options as Buffett. Even if you put your cash into a high-yield savings account, or certificate of deposit, it's unlikely to earn more than 5% annual interest.Meanwhile, inflation — which can completely erode the value of your cash – hit 2.4% in May.That’s where alternative assets like gold can come in — especially given its 24% surge since the start of the year. The precious yellow metal could even climb past $4,000 per ounce by the second quarter of 2026, according to a report by JPMorgan.When you open a gold IRA with American Hartford Gold, you can stabilize your finances with a tax-advantaged account while investing directly in physical metals. A gold IRA is a retirement account that can diversify your money against market shocks, especially if combined with other non-correlated assets. Qualifying purchases can snag you up to $20,000 in free silverTerms and Privacy PolicyPrivacy & Cookie SettingsMore InfoS&P 5006,227.42 +29.41 (+0.47%)Dow 3044,484.42 -10.52 (-0.02%)Nasdaq20,393.13 +190.24 (+0.94%)Russell 20002,226.38 +28.84 (+1.31%)VIX16.64 -0.19 (-1.13%)Gold3,373.00 +13.30 (+0.40%)PortfolioSign in to access your portfolioSign inTop gainersBMNR Bitmine Immersion Technologies, Inc. 58.50 +12.50 (+27.17%)BTDR Bitdeer Technologies Group 13.08 +1.78 (+15.75%)RGTI Rigetti Computing, Inc. 13.08 +1.75 (+15.45%)HCC Warrior Met Coal, Inc. 50.34 +5.95 (+13.40%)MARA MARA Holdings, Inc. 17.80 +2.10 (+13.38%)Top losersCNC Centene Corporation 33.78 -22.87 (-40.37%)MOH Molina Healthcare, Inc. 239.00 -67.29 (-21.97%)OSCR Oscar Health, Inc. 16.62 -3.83 (-18.73%)ELV Elevance Health, Inc. 350.25 -45.51 (-11.50%)UNF UniFirst Corporation 171.07 -19.34 (-10.16%)Most activeNVDA NVIDIA Corporation 157.25 +3.95 (+2.58%)INTC Intel Corporation 21.88 -0.97 (-4.25%)F Ford Motor Company 11.77 +0.42 (+3.70%)LCID Lucid Group, Inc. 2.0500 +0.0200 (+0.99%)TSLA Tesla, Inc. 315.65 +14.94 (+4.97%)Earnings eventsTrending tickersORCL Oracle Corporation 229.98 +11.02 (+5.03%)RGTI Rigetti Computing, Inc. 13.08 +1.75 (+15.45%)CNC Centene Corporation 33.78 -22.87 (-40.37%)TLRY Tilray Brands, Inc. 0.4852 +0.0636 (+15.09%)DDOG Datadog, Inc. 135.01 +2.68 (+2.03%)Top economic eventsPowered by Money.com - Yahoo may earn commission from the links above.