':"";if(r){var a=t.promos.showYahooLogo?"":"yns-no-logo";r=r.replace("{notifOnboardBtnLabel}",t.promos.notifOnboardBtnLabel).replace("{notifOnboardMsg}",t.promos.notifOnboardMsg).replace("{subscriptionTopic}",t.promos.subscriptionTopic).replace("{noLogoClass}",a).replace("{promoLogo}",t.promos.promoLogo)}var s=n.newCount>t.panel.maxCount?n.newCount:"",c=t.panel.notificationCenterPath,l=c?"":R,u=t.panel.headerMsg?"":" "+R,d=c?D:"",p=void 0;n.count?p=n.markup:p='{emptyPanelMsg}'.replace("{emptyPanelMsg}",t.panel.emptyPanelMsg);return e=e.replace("{notifMarkup}",p).replace("{promoMarkup}",r).replace("{hideClass}",l).replace("{notifCenterLink}",c).replace("{paddingClass}",d).replace("{headerMsg}",t.panel.headerMsg).replace("{hideHeaderClass}",u).replace(/{notificationCenterNavMsg}/g,t.panel.notificationCenterNavMsg).replace(/{newCount}/g,s)}},{key:"render",value:function(e,n){var t=this;if(t._panelNode){var o=void 0,i=t._panelNode,r=void 0,a=void 0;switch(e){case"expanded_panel":o='{promoMarkup}{notifMarkup}',a=t._store.getNotifications(),r=t._generatePanelMarkup(o,a),i.innerHTML=r;break;case"error_panel":r=(o='{errorMsg}').replace("{errorMsg}",t._config.panel.errorMsg),i.innerHTML=r}n&&n()}else n&&n(new Error("No panel parent"))}},{key:"createPanelParentNode",value:function(e){e&&(e.innerHTML='',this._panelNode=document.getElementById(P))}},{key:"updateBadgeNode",value:function(e){if(e){var n=this._store.getNotifications().newCount,t=this._config.badge.maxCount;if(n){var o=n>t?t+"+":n;e.innerHTML=o}else e.innerHTML=""}}},{key:"addStyles",value:function(e){if(e&&"undefined"!=typeof window){var n=document.getElementById(this._config.panel.styleTagId);n||((n=document.createElement("style")).type="text/css",n.id=this._config.panel.styleTagId,n.innerText=e,document.head.appendChild(n))}}}]),e}(),U=function(){function e(n,t,o){L(this,e);var i=this;i._store=t,i._view=o,i._config=n;var r=i._config.panel;i._panelParentNode=document.querySelector(r.parentSelector),i._badgeNode=i._config.badge.selector&&document.querySelector(i._config.badge.selector),i._indicatorNode=r.indicatorSelector&&document.querySelector(r.indicatorSelector)}return k(e,[{key:"createPanelParentNode",value:function(){this._view.createPanelParentNode(this._panelParentNode),this._notifPanelNode=document.getElementById(P)}},{key:"refreshPanelNode",value:function(e,n){var t=this;C(t._notifPanelNode,q),t._store.fetchNotifications(e,(function(e,o){var i=window.wafer&&window.wafer.base;i&&i.destroy(t._notifPanelNode),e?t._notifPanelNode.innerHTML||(t._view.render("error_panel"),C(t._notifPanelNode,q)):(t._view.render("expanded_panel"),t._view.updateBadgeNode(t._badgeNode),t._showBadge(),t._showIndicator(),t._view.addStyles(o.css)),M(t._notifPanelNode,q),i&&i.sync(t._notifPanelNode.parentNode),n&&n(e,o)}))}},{key:"resetBadge",value:function(){var e=this;e._store.resetNewCount(),e._view.updateBadgeNode(e._badgeNode),C(e._badgeNode,e._config.badge.hideClass)}},{key:"_showIndicator",value:function(){this._indicatorNode&&(this._store.getNotifications().newCount?C(this._indicatorNode,this._config.panel.indicatorClass):M(this._indicatorNode,this._config.panel.indicatorClass))}},{key:"_showBadge",value:function(){var e=this;e._store.getNotifications().newCount?M(e._badgeNode,e._config.badge.hideClass):C(e._badgeNode,e._config.badge.hideClass)}}]),e}(),Y={promos:{eligibleBodyClass:"display-push-promos",enableNotifOnboard:!0,bypassEligibleClassCheck:!1,notifOnboardBtnLabel:"Notify Me",notifOnboardMsg:"Get alerts for breaking news and top stories",promoLogo:"https://s.yimg.com/cv/apiv2/ae/news/circle_bell.png",showYahooLogo:!0,subscriptionTopic:"gondor_homerun_news"},badge:{hideClass:"",maxCount:5,selector:""},panel:{emptyPanelMsg:"You have no new notifications.",errorMsg:"",headerMsg:"Notifications",imageTag:"img:40x40|2|80",indicatorClass:"yns-indicator",indicatorSelector:null,maxCount:6,notificationCenterNavMsg:"View all {newCount} notifications",notificationCenterPath:"",notificationTypes:"",parentSelector:null,styleTagId:"notificationStyles",theme:"default"},service:{attemptCount:1,attemptDelay:2,url:null,resetUrl:null,isRMP:!1,responseType:"json",timeout:1500}},z={NotificationClient:function(){function e(n){L(this,e);var t=this;t.config=t._parseConfig(n),t._validateRequiredConfigs()&&(t._request=new E(t.config),t._store=new O(t.config,t._request),t._view=new H(t.config,t._store),t._panelController=new U(t.config,t._store,t._view),t._panelController.createPanelParentNode(),t._assignHelperMethods())}return k(e,[{key:"_parseConfig",value:function(e){var n={};for(var t in N(n,Y),n)if(n.hasOwnProperty(t)){var o=n[t],i=e[t];"object"===(void 0===o?"undefined":_(o))?N(o,i):n[t]=e[t]}return n}},{key:"_validateRequiredConfigs",value:function(){var e=this.config;return!(!e.panel.parentSelector||!e.service.url)}},{key:"_assignHelperMethods",value:function(){var e=this;e.helpers={refreshPanelNode:e._panelController.refreshPanelNode.bind(e._panelController),resetBadge:e._panelController.resetBadge.bind(e._panelController),resetIndicator:function(){M(e._panelController._indicatorNode,e.config.panel.indicatorClass)}}}}]),e}()},j="lnct",F=function(){function e(){var e,n;this.personalized=!1,this.ybarElem=document.getElementById("ybar"),this.partnerClasses=null===(n=null===(e=this.ybarElem)||void 0===e?void 0:e.className)||void 0===n?void 0:n.match(/ybar-variant-([a-z]*)/),this.client=new z.NotificationClient(this.getConfig())}return e.prototype.refreshPanel=function(){var e,n,t,o=this,i={lastUpdate:this.getTimeStamp()||this.setTimeStamp(),loadInHpViewer:!0,includePersonalized:this.personalized},r=(null===(e=window.YAHOO)||void 0===e?void 0:e.context)||(null===(n=window.Af)||void 0===n?void 0:n.context)||{};return r.region&&r.lang&&(i.lang=r.lang,i.region=r.region),(null===(t=this.partnerClasses)||void 0===t?void 0:t.length)&&(i.partner=this.partnerClasses[1]),new Promise((function(e,n){o.client.helpers.refreshPanelNode({matrixParams:i},(function(t,o){t&&(c("Notification refresh error:",t),n(t)),e(o)}))}))},e.prototype.resetBadge=function(){this.client.helpers.resetBadge(),this.setTimeStamp()},e.prototype.getConfig=function(){var e,n,t,o,i,r=document.getElementById("notification-container"),a=null===(e=null==r?void 0:r.dataset)||void 0===e?void 0:e.config;if(I&&!a)return I;var s={promos:{eligibleBodyClass:"display-push-promos",enableNotifOnboard:!0},badge:{selector:"#notif-badge",hideClass:"ybar-notification-hidden"},panel:{emptyPanelMsg:"You have no new notifications.",errorMsg:"Please check back later.",headerMsg:"Notifications",maxCount:5,parentSelector:"#ybarNotificationBody",notificationTypes:"breakingNews"},service:{url:"/tdv2_fp/api/resource/NotificationHistory.getHistory",isRMP:!1}},l={};if(a){"att"===(null===(n=this.partnerClasses)||void 0===n?void 0:n[1])&&(s.promos.showYahooLogo=!1);try{var u=JSON.parse(a);l=h({},u),this.personalized=1===u.personalize}catch(e){c("Notifications config parsing error",e)}r&&delete r.dataset.config}return I=this.mergeConfigs(s,l),(null===(t=this.partnerClasses)||void 0===t?void 0:t.length)&&"yahoo"!==(null===(o=this.partnerClasses)||void 0===o?void 0:o[1])&&(null===(i=I.promos)||void 0===i?void 0:i.subscriptionTopic)&&delete I.promos.subscriptionTopic,I},e.prototype.mergeConfigs=function(e,n){var t=h({},e);for(var o in e)t[o]=h(h({},e[o]),n[o]);return t},e.prototype.getTimeStamp=function(){var e;return null===(e=window.localStorage)||void 0===e?void 0:e.getItem(j)},e.prototype.setTimeStamp=function(){var e,n=""+Math.floor((new Date).getTime()/1e3);return null===(e=window.localStorage)||void 0===e||e.setItem(j,n),n},e}(),G=new F,W=function(){return G},J="",V=[],K=function(){},X=function(){window.removeEventListener("beforeunload",X),""!==J&&c("Rapid not found on page",new Error(J))},$=null,Z=function(){return null===$&&($=document.getElementById("ybar")),$},Q=function(){var e=0,n=window.YAHOO;if(B)return B;if(n)if(n.i13n)if(n.i13n.__RAPID_INSTANCES__)if(n.i13n.__RAPID_INSTANCES__.length0)for(var t=0;t0){if(B.addModules(i,!1,o),V.length>0)for(e=0;e40959)&&(i19903)&&(i55215))return!1}return!0},fe={navBeaconFired:!1},me=["ready","navigation"],ve=function(){function e(e){var n=this;this.triggerEvent=a,this.addEventListener=s,this.logError=c,this.logPerformance=l,this.getConfig=u,this.getPerformanceMetrics=d,this.rapidRefresh=ne,this.state=h({},fe),this.modules=e,this.userEmail="",window.YBAR&&(me.forEach((function(e){var t="on".concat(e),o=window.YBAR[t];o&&(n[t]=o)})),window.YBAR.wssid&&(this.wssid=window.YBAR.wssid),window.YBAR.appid&&(this.appid=window.YBAR.appid)),me.forEach((function(e){var t="on".concat(e);s(e,(function(){for(var o,i=[],r=0;r0,o=_.scrollTope.pageOffset,r=_.scrollTop>k+y,a=_.scrollTop a"),o=document.querySelector("#ybar-navigation-item-mail > a > span");null!==n&&null!==t&&(new Rn).fetchCount().then((function(n){o&&n>0&&(o.textContent="("+(n>99?"99+":n)+")",e.onDestroy((function(){o.textContent=""})))})).catch((function(){}))},Pt=!1,Rt=-1,Dt=function(e,n,t){var o,i,r,a=-1,s=0;if(e.ybarNav&&e.navList){var c=window.getComputedStyle(e.ybarNav),l=parseInt(c.width,10)-parseInt(c.paddingLeft,10)-parseInt(c.paddingRight,10),u=61,d=e.navigationPlacement();if(d)u+=d.getBoundingClientRect().width;if(xt)u+=xt.getBoundingClientRect().width;for(var p=window.getComputedStyle(e.navList),h=parseInt(p.gap,10)||0,f=0;fb&&(f!==e.navItems.length-1||s+y>b||e.moreMenuDropdown&&e.moreMenuDropdown.hasChildNodes()&&Rt10?e.moreMenuDropdown.classList.add(e.longListClass):null!==e.moreMenuDropdown&&e.moreMenuDropdown.classList.remove(e.longListClass))}},Ht=function(e,n){var t=function(e,t){var o;e.classList.contains(n.moreMenuNavItemClass)&&(null===(o=n.moreMenuMainFocusItem)||void 0===o||o.setAttribute("aria-expanded",t))},o=function(){n.isTablet&&(document.body.classList.remove("ybar-nav-open"),document.body.removeEventListener("touchend",l))},i=function(e){var o=e.delegateTarget;o&&o.classList.contains(n.dropdownWrapperClass)&&(o.classList.contains(n.dropdownOpenClass)||(n.isTablet&&(document.body.classList.add("ybar-nav-open"),document.body.addEventListener("touchend",l)),o.classList.add(n.dropdownOpenClass),t(o,"true")))},r=function(e){var i=e.delegateTarget;if(null==i?void 0:i.classList.contains(n.navigationDropdownListClass)){var r=i.parentElement;r&&!r.contains(e.relatedTarget)&&r.classList.contains(n.dropdownWrapperClass)&&(o(),r.classList.remove(n.dropdownOpenClass),t(r,"false"))}else if(null==i?void 0:i.classList.contains(n.dropdownOpenClass)){if(n.isTablet&&e instanceof FocusEvent)return;var a=e.target;xt&&(!xt||xt.contains(a)&&"focusout"!==e.type)||(o(),i.classList.remove(n.dropdownOpenClass),t(i,"false"))}},a=je(".".concat(n.dropdownWrapperClass),"focusin",i),s=je(".".concat(n.dropdownWrapperClass,", .").concat(n.navigationDropdownListClass),"focusout",r),c=document.getElementById("ybar-navigation"),l=function(e){var t=null==e?void 0:e.target;n.isTablet&&e&&e.target&&e.target instanceof HTMLElement&&(e.target.classList.contains(n.dropdownOpenClass)||e.target.closest(".".concat(n.dropdownOpenClass)))||document.body.classList.contains("ybar-nav-open")&&!["svg","path"].includes(t.tagName)&&(null==c||c.querySelectorAll(".".concat(n.dropdownOpenClass)).forEach((function(e){e.classList.remove(n.dropdownOpenClass)})),o())};e.addEventListener("nav:closeOverflowMenu",(function(){l()}));var u=je(".".concat(n.dropdownWrapperClass),"touchstart",(function(e){if(n.isTablet){var t=e.delegateTarget;t&&t.classList.contains(n.dropdownOpenClass)?r(e):(l(e),i(e))}}));e.onDestroy((function(){var e;u.destroy(),a.destroy(),s.destroy(),y([],v(null===(e=n.ybarNav)||void 0===e?void 0:e.querySelectorAll(".".concat(n.dropdownOpenClass))),!1).forEach((function(e){e.classList.remove(n.dropdownOpenClass);var t=document.activeElement;(function(e,n){var t=!1;if(!e||!n)return t;if("function"==typeof e.contains)t=e.contains(n);else for(var o=n;o;){if(o===e){t=!0;break}o=o.parentElement}return t})(n.ybarNav,t)&&setTimeout((function(){null==t||t.blur()}),1)}))}))},Ut=function(e,n,t,o){for(var i=n||window.location.pathname,r=t||window.location.hostname,a=(o||{}).setParentFocus,s=void 0!==a&&a,c=y([],v(e.topLevelNavLinks),!1),l=null,u=null,d=0;d li"),dropdownClass:n.dropdownWrapperClass,enableMoreMenu:i,moreMenuNavElm:n.moreMenuMainFocusItem,isUserAccountNavigation:!1});!function(e,n){var t,o;y([],v(null===(t=n.ybarNav)||void 0===t?void 0:t.querySelectorAll(".".concat(n.dropdownOpenClass))),!1).forEach((function(e){return e.classList.remove(n.dropdownOpenClass)}));var i=e.getConfig();xt=(null===(o=i.bucketConfig)||void 0===o?void 0:o.enable_mid_nav_placement)?document.getElementById("ybar-mid-nav-placement"):void 0,"news"===i.property?kt=-12:(kt="finance"!==i.property&&"sports"!==i.property&&n.shiftMoreMenuEnabled?-24:-16,"zh-Hant-HK"!==i.locale&&"zh-Hant-TW"!==i.locale||(kt=-20));var r=n.isTablet?"touchstart":"mouseover",a=je(".".concat(n.dropdownWrapperClass,", .").concat(n.navigationDropdownListClass),r,(function(t){if(window||document){var o=window.innerWidth||document.documentElement.clientWidth,r=t.delegateTarget;if(r&&-1!=r.className.indexOf(n.dropdownWrapperClass)&&(r=r.querySelector(".".concat(n.navigationDropdownListClass))),r){r.style.removeProperty("left");var a=r.getBoundingClientRect(),s=Math.trunc(a.right),c=parseInt(window.getComputedStyle(r).marginLeft,10)+o-s;if(s>o)return"sports"!==i.property?void(r.style.marginLeft=c+"px"):void(r.style.right="0px");if(parseInt(r.style.marginLeft)0?r.style.removeProperty("margin-left"):r.style.marginLeft=c+"px":(r.style.removeProperty("margin-left"),r.style.marginLeft=kt+"px"),n.isTablet){var l=r.previousElementSibling;if(xt&&xt.contains(r));else if(l){var u=l.getBoundingClientRect(),d=Math.trunc(u.left);r.style.left=d+"px"}}}}else{var p=new Error("Dropdown could not be initialized");e.logError("Error:",p)}}));e.onDestroy((function(){a.destroy()}))}(e,n),qt(e),e.addElementListener(document,"DOMContentLoaded",(function(){qt(e)})),Ht(e,n);var a=e.getConfig().bucketConfig,s=void 0===a?{}:a,c=s.enableDynamicNavfocus,l=void 0!==c&&c,u=s.enableFuzzyMatching;if(l&&(Pt=void 0!==u&&u,Ut(n)),e.addEventListener("nav:setFocus",(function(e){var t=e.detail,o=void 0===t?{}:t,i=o.hostname,r=void 0===i?window.location.hostname:i,a=o.pathname,s=void 0===a?window.location.pathname:a,c=o.options;Ut(n,s,r,void 0===c?{}:c)})),i){var d=document.createElement("style");d.title="ybar_nav_interim",document.head.appendChild(d);var p=je("#ybar-nav-more-menu ul a","click",(function(n){e.triggerEvent("navigation",{event:n})}));e.addEventListener("nav:resize",(function(){Dt(n,d,r)})),Dt(n,d,r);var h=e.getConfig();if("complete"===document.readyState)Yt(e,n,d,r);else{var f="load";("news"===h.property&&("zh-Hant-TW"===h.locale||"zh-Hant-HK"===h.locale)||"finance"===h.property&&"zh-Hant-TW"===h.locale)&&(f="DOMContentLoaded"),e.addElementListener(window,f,(function(){Yt(e,n,d,r)}))}e.addElementListener(window,"resize",(function(){Dt(n,d,r)})),e.onDestroy((function(){var e=d.parentNode;null==e||e.removeChild(d),p.destroy()}))}Ft(e,n)},jt=function(e,n){var t=["zh-Hant-TW","zh-Hant-HK"].includes(e.getConfig().locale);return n.isFuji2&&t},Ft=function(e,n){if(n.isNavHidden){var t=!1;e.addElementListener(document,"DOMContentLoaded",(function(t){n.isNavHidden()&&e.triggerEvent("l2:hide",{event:t})})),e.addElementListener(window,"resize",(function(o){!t&&n.isNavHidden()&&e.triggerEvent("l2:hide",{event:o}),t=n.isNavHidden()}))}},Gt="#ybar-nav-more-menu";ge("ybar-mod-navigation",(function(e){var n,t=e.getConfig(),o={dropdownWrapperClass:St,isFuji2:null!==document.querySelector(".ybar-ytheme-fuji2")||null!==document.querySelector(".ybar-ytheme-crunch"),isTablet:null!==document.querySelector(".tablet")||"tablet"===t.device||matchMedia("(hover: none)").matches,longListClass:At,moreMenuDropdown:document.querySelector("".concat(Gt," ul")),moreMenuNavItem:document.querySelector(Gt),moreMenuNavLinksSelector:"".concat(Gt," ul a"),moreMenuMainFocusItem:document.querySelector("".concat(Gt," > button")),moreMenuNavItemClass:Ot,navigationDropdownItemClass:Mt,navigationDropdownListClass:Nt,navItems:document.querySelectorAll("ul.".concat(Tt," li.").concat(Bt)),topLevelNavLinks:document.querySelectorAll("li.".concat(Bt," > a")),navLinks:document.querySelectorAll(".ybar-mod-navigation a"),navList:document.querySelector(".ybar-mod-navigation ul"),shiftMoreMenuEnabled:document.querySelector(".ybar-shift-more-menu"),ybarNav:document.getElementById("ybar-navigation"),ybarNavigationItemClass:Bt,dropdownOpenClass:Et,hasNavPlacement:document.getElementById("ybar-nav-placement"),marginOffset:function(e){var n=window.getComputedStyle(e),o=parseInt(n.marginLeft,10)+parseInt(n.marginRight,10);return"sports"===t.property?parseInt(n.marginRight):"finance"===t.property&&"crunch"===t.ytheme?(o-=1.8)>5?o:5:"crunch"===t.ytheme?o:0},navigationPlacement:function(){return n||(n=document.getElementById("ybar-nav-placement")),n},isNavHidden:function(){var e=!1;return"finance"===t.property&&"crunch"===t.ytheme&&document.documentElement.clientWidth=5||t.initialized?clearInterval(r):(void 0!==t.isNotificationsSupported()&&t.init(),i++)}),100)}return e.prototype.show=function(e){var n;this.initialized&&(this.historyEnabled&&!e||(document.body.classList.add(Zt),null===(n=this.a11yMenu)||void 0===n||n.setAttribute("aria-expanded","true"),this.lastSeen=(new Date).getTime()))},e.prototype.hide=function(){var e;this.initialized&&(this.historyEnabled&&document.body.classList.remove(Qt),document.body.classList.remove(Zt),null===(e=this.a11yMenu)||void 0===e||e.setAttribute("aria-expanded","false"))},Object.defineProperty(e.prototype,"lastSeen",{get:function(){return this.state.lastSeen},set:function(e){this.state.lastSeen=e,this.setLocalStorage()},enumerable:!1,configurable:!0}),Object.defineProperty(e.prototype,"manuallyClosed",{get:function(){return this.state.manuallyClosed},set:function(e){this.state.manuallyClosed=!!e,this.setLocalStorage()},enumerable:!1,configurable:!0}),e.prototype.init=function(){this.isNotificationsSupported()&&this.isNotificationPermissionDefault()&&(this.historyEnabled||document.body.classList.add(Qt),this.addEventListeners(),this.initialized=!0,this.hasSeenTooltipIn(this.manuallyClosed?6048e5:$t)||(document.body.classList.add(Qt),this.show(!0)))},e.prototype.addEventListeners=function(){var e=this;this.ybar.addElementListener(this.container.getElementsByClassName(eo)[0],"click",(function(){e.hide(),e.manuallyClosed=!0}))},e.prototype.isNotificationsSupported=function(){var e;return null===(e=null===window||void 0===window?void 0:window.subscriptionHelperInstance)||void 0===e?void 0:e.checkIsSupportedBrowser()},e.prototype.isNotificationPermissionDefault=function(){var e;return"default"===(null===(e=window.Notification)||void 0===e?void 0:e.permission)},e.prototype.hasSeenTooltipIn=function(e){if(!this.lastSeen)return!1;var n=new Date(this.lastSeen),t=new Date;return n.getTime()+e>t.getTime()},e.prototype.setLocalStorage=function(){var e;null===(e=window.localStorage)||void 0===e||e.setItem(Xt,JSON.stringify(this.state))},e.prototype.getLocalStorage=function(){var e,n,t=null===(e=window.localStorage)||void 0===e?void 0:e.getItem(Xt);if(null===t)return null;try{return JSON.parse(t)}catch(e){return null===(n=window.localStorage)||void 0===n||n.removeItem(Xt),null}},e}(),oo=-1,io={0:0,1:1,9:9,99:99,150:150},ro=function(e,n){var t,o=n.isUH3,i=n.notifMenu,r=n.notifMenuOpener,a=n.notifDropdown,s=n.notifBadge,c=n.notifContainer,l=n.notifLabel;n.tooltipContainer&&(t=new to(e,n.tooltipContainer));var u=W(),d=function(){i&&(i.checked=!1),null==a||a.classList.remove("ybarMenuOpen")},p=function(){var n;e.triggerEvent("close-all-menus"),!!document.querySelector(".display-push-promos 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That may influence which products we write about, but it does not affect what we write about them. Here's an explanation of how we make money and our Advertiser Disclosure.Casey Bond · Lead Editor and Content Strategist, BankingSat, Feb 22, 2025 2 min readThe Federal Reserve cut its target rate three times in late 2024, which means savings interest rates are falling. So it’s important to be sure you’re getting the best rate possible when shopping around for a savings account. The following is a breakdown of savings interest rates today and where to find the best offers.The national average savings account rate stands at 0.41%, according to the FDIC. This might not seem like much, but consider that three years ago, it was just 0.06%.Although the national average savings interest rate is fairly low compared to other investments, the best savings rates on the market today are much higher. In fact, some of the top accounts are currently offering 4% APY and up.Today, the highest savings account rate available from our partners today is 4.50% APY. This rate is offered by Jenius Bank and there is no minimum opening deposit required.Read our full review of Jenius BankHere is a look at some of the best savings rates available today from our verified partners:This embedded content is not available in your region.Related: 10 best high-yield savings accounts today>>Up Next8 smart money moves to make with $1,000 in savingsWhy now is a good time to open a savings accountHow do banks set their savings account interest rates?The amount of interest you can earn from a savings account depends on the annual percentage rate (APY). This is a measure of your total earnings after one year when considering the base interest rate and how often interest compounds (savings account interest typically compounds daily).Say you put $1,000 in a savings account at the average interest rate of 0.41% with daily compounding. At the end of one year, your balance would grow to $1,004.11 — your initial $1,000 deposit, plus just $4.11 in interest.Now let’s say you choose a high-yield savings account that offers 4% APY instead. In this case, your balance would grow to $1,040.81 over the same period, which includes $40.81 in interest.The more you deposit in a savings account, the more you stand to earn. If we took our same example of a high-yield savings account at 4% APY, but deposit $10,000, your total balance after one year would be $10,408.08, meaning you’d earn $408.08 in interest. Read more: What is a good savings account rate?This embedded content is not available in your region.