Mutuum Finance (MUTM) is rapidly gaining attention as its presale attracts a wave of early investors. In just one week, the project has surpassed 2,000 holders, reflecting strong interest in its decentralized lending platform. Unlike hype-driven tokens, Mutuum Finance offers a structured financial model, allowing users to borrow, lend, and earn passive income. With its presale advancing quickly and Phase 1 nearly sold out, investors are rushing to secure tokens at $0.01 before the price jumps in the next phase. As anticipation builds ahead of its exchange listings and platform launch, many are wondering whether those who buy in early will see substantial returns.Mutuum Finance (MUTM)Mutuum Finance’s presale has drawn significant attention from both retail and experienced investors, with many recognizing its potential at this early stage. Priced at just $0.01, MUTM has already secured over $1 million in investments, with Phase 1 now more than 93% completed. Investors see this as a rare opportunity to buy in before the price increases to $0.015 in the next phase. With a total launch price set at $0.06, early buyers are looking at a potential 2200% gain post-listing, should the token hit expected targets.Experts predict that this price surge is achievable due to strong demand, upcoming exchange listings, and the platform’s real-world use cases. Mutuum Finance provides actual financial services through its decentralized lending system. Additionally, the planned beta launch of the platform by the time the token goes live is expected to increase demand even further. As more investors seek utility-driven projects, MUTM is positioned as a long-term opportunity rather than just a short-term trade.Mutuum Finance operates as a decentralized lending protocol, allowing users to either supply or borrow assets within its ecosystem. It offers two types of lending: peer-to-contract (P2C) and peer-to-peer (P2P).P2C Lending: Users deposit funds into shared liquidity pools, making them available for borrowing. These funds automatically generate interest based on borrowing demand, providing passive income opportunities.P2P Lending: Borrowers and lenders interact directly, setting custom loan terms without relying on liquidity pools. This model offers flexibility for users seeking tailored agreements, including for assets that may not be supported in the P2C model.For instance, a user supplying funds into a P2C pool would start earning yield immediately. Over time, as borrowers repay their loans with interest, the supplier sees their deposited amount increase in value. Similarly, a borrower can access liquidity by locking collateral while keeping ownership of their assets.Mutuum Finance determines Annual Percentage Yield (APY) based on the utilization of liquidity pools. When more borrowers access funds, APY rises, benefiting lenders with higher returns. Meanwhile, borrowers must adhere to Loan-to-Value (LTV) ratios, which define how much they can borrow based on the collateral they provide. A higher LTV allows users to access more liquidity but comes with stricter liquidation thresholds.For example, if a borrower secures a loan with a 75% LTV, they can borrow up to 75% of their collateral’s value. If the value of their collateral drops, they may need to repay part of the loan or add more collateral to avoid liquidation. This balance between risk and reward is key to maintaining liquidity in the platform.Mutuum Finance is designed for sustainability, offering a structured lending ecosystem that benefits both short-term traders and long-term holders. Investors who secure MUTM at its lowest price during the presale are positioning themselves ahead of major developments, including exchange listings and platform expansion.With real use cases, a growing investor base, and increasing presale demand, MUTM stands out as a crypto asset with long-term potential. As more holders continue to accumulate tokens before the presale ends, the opportunity to secure MUTM at its lowest price is becoming increasingly limited.For more information about Mutuum Finance (MUTM) visit the links below:Website: https://www.mutuum.finance/Linktree: https://linktr.ee/mutuumfinanceThe post Fast-Growing Crypto Hits 2,000 Holders in a Week, Will Early Investors See Massive Gains? appeared first on Blockonomi.