Lisa LagaceFri, Jul 4, 2025, 12:33 AM 12 min readRamit Sethi / YoutubeMoneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below.Money mastery isn’t always taught in school. In fact, only 11 U.S. states guaranteed students access to a personal finance course in high school before 2021, according to Next Gen Personal Finance — meaning, if you’re an adult in the U.S., there’s a good chance you were never taught how to manage your money.But Ramit Sethi’s goal in life is to bridge that knowledge gap.Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's howI'm 49 years old and have nothing saved for retirement — what should I do? Don't panic. Here are 4 of the easiest ways you can catch up (and fast)No millions? No problem. With as little as $10, here’s how you can access this $1B private real estate fund of diversified assets usually only available to major players“Many people drift through their 20s and 30s hoping money just figures itself out,” Sethi said in a video posted to his Youtube channel in June.With his website, I Will Teach You To Be Rich, he created an empire built around clear, no-nonsense financial advice that anyone can put into practice today.If you’re in your 20s, 30s, 40s or beyond, his 9 money milestones are worth considering.His first milestone is clearing all high-interest, meaning over 6%, debt.“You cannot build a rich life while dragging credit card debt behind you — and you will be shocked at how fast your money grows once this anchor is gone,” Sethi says.Credit card debt is the worst kind of debt, according to Sethi. It creates compound interest in reverse, counteracting any of the benefits you would otherwise receive from investing. Clearing this debt before doing anything else with your cash should be your number one priority.The fastest path to understanding your debt is by creating a budget that tracks it all — credit card debt, student loans, mortgage, personal loans — alongside the APR, or the interest rate charged on your debt.Monarch Money can act as your personal finance concierge, connecting with over 11,200 financial institutions. This means you can have a top-down view of your bank accounts and investment portfolios.This can help you get a handle on your financial situation faster — then it’s time to pay down your debt strategically.The two most common types of debt payment strategies are the avalanche and snowball methods. The avalanche technique starts with your largest, or highest interest, debt to create cascading relief once it’s settled. The snowball method aims to knock off smaller debts first and build momentum over time.Condiciones y Política de privacidadPrivacy & Cookie SettingsMore InfoS&P 5006,279.35 +51.93 (+0.83%)Dow 3044,828.53 +344.11 (+0.77%)Nasdaq20,601.10 +207.97 (+1.02%)Russell 20002,249.04 +22.66 (+1.02%)VIX17.48 +1.10 (+6.72%)Gold3,346.50 +3.60 (+0.11%)Cartera de valoresInicia sesión para acceder a tu cartera de valoresIniciar sesiónPrincipales ganadoresBMNR Bitmine Immersion Technologies, Inc. 135.00 +76.50 (+130.77%)RUN Sunrun Inc. 10.50 +1.51 (+16.80%)TRIP Tripadvisor, Inc. 17.50 +2.51 (+16.74%)DDOG Datadog, Inc. 155.15 +20.14 (+14.92%)SYM Symbotic Inc. 47.91 +5.71 (+13.53%)Principales perdedoresLEN Lennar Corporation 110.12 -4.69 (-4.09%)LEN-B Lennar Corporation 105.62 -4.37 (-3.97%)ESGRP Enstar Group Limited 19.45 -0.79 (-3.91%)HOOD Robinhood Markets, Inc. 94.40 -3.58 (-3.65%)BG Bunge Global SA 78.44 -2.95 (-3.62%)Más activosLCID Lucid Group, Inc. 2.1600 +0.1100 (+5.37%)NVDA NVIDIA Corporation 159.34 +2.09 (+1.33%)INTC Intel Corporation 22.49 +0.61 (+2.79%)F Ford Motor Company 11.81 +0.04 (+0.34%)TSLA Tesla, Inc. 315.35 -0.30 (-0.10%)Eventos de beneficiosTickers destacadosBTC-USD Bitcoin USD 108,258.95 -740.25 (-0.68%)NDM.TO Northern Dynasty Minerals Ltd. 2.4000 +0.4800 (+25.00%)GRNY Tidal Trust III - Fundstrat Granny Shots US Large Cap ETF 22.87 +0.23 (+1.02%)XRP-USD XRP USD 2.23 -0.00 (-0.11%)MMM 3M Company 152.94 -1.03 (-0.67%)Principales eventos económicosPowered by Money.com - Yahoo may earn commission from the links above.