‘Wealth Hacker’ Jeff Rose: The 6 Best Roth IRAs for Beginners

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Cents and the YouTube channel Wealth Hacker wants to help. The financial expert recently posted a posted a video highlighting the best types of Roth IRAs, depending on the factors such as your preferred level of involvement and investment type(s).Keep reading to find out his top choices, so you can learn more about the Roth IRA options available to you.If you want to go to a physical location and talk to a real person about your IRA, Charles Schwab is your best option, Rose said in his video. The company has more than 400 branches nationwide, with over 1,200 financial consultants, according to its career website.He said Charles Schwab also has low fees — or even no fees — and has no minimum deposit requirements. You’re also able to invest in a notably wide range of investments, allowing you to create a truly customized portfolio.Find Out: Clever Ways To Save Money That Actually Work in 2025If you don’t know much about investing or simply have no desire hand-pick your investments, Betterment is your best choice, Rose said. The company serves as a robo-advisor, meaning your investment is managed with automated technology.“Basically all you have to do with Betterment is choose your investment goals or your retirement goals,” he said.Another reason to choose Betterment — Rose said their fees are a fraction of what you’ll pay many other firms.Perhaps you’re looking for an IRA that allows you to be involved to an extent. In this case, Rose advised opting for M1 Finance.“What you get are their investment pies,” he said. “Essentially, what you’re doing here is creating your own investment portfolio.”An M1 portfolio is literally shown as a pie, with holdings signified by slices. You can then choose from a wide-variety of stocks and ETFs to include in your IRA.Say you want to invest in real estate with a Roth IRA — your best option is Fundrise, Rose said.A real estate crowdfunding platform, Fundrise allows you to join forces with other investors to purchase real estate, he said. A Fundrise investor himself, Rose said one of his favorite things about investing with the company is the ability to see the actual properties he buys, any projects in the works and any sales that take place.Terms and Privacy PolicyPrivacy & Cookie SettingsMore InfoS&P 5006,279.35 +51.93 (+0.83%)Dow 3044,828.53 +344.13 (+0.77%)Nasdaq20,601.10 +208.00 (+1.02%)Russell 20002,249.04 +22.66 (+1.02%)VIX17.48 +1.10 (+6.72%)Gold3,342.90 0.00 (0.00%)PortfolioSign in to access your portfolioSign inTop gainersBMNR Bitmine Immersion Technologies, Inc. 135.00 +76.50 (+130.77%)RUN Sunrun Inc. 10.50 +1.51 (+16.80%)TRIP Tripadvisor, Inc. 17.50 +2.51 (+16.74%)DDOG Datadog, Inc. 155.15 +20.14 (+14.92%)SYM Symbotic Inc. 47.91 +5.71 (+13.53%)Top losersLEN Lennar Corporation 110.12 -4.69 (-4.09%)LEN-B Lennar Corporation 105.62 -4.37 (-3.97%)ESGRP Enstar Group Limited 19.45 -0.79 (-3.91%)HOOD Robinhood Markets, Inc. 94.40 -3.58 (-3.65%)BG Bunge Global SA 78.44 -2.95 (-3.62%)Most activeLCID Lucid Group, Inc. 2.1600 +0.1100 (+5.37%)NVDA NVIDIA Corporation 159.34 +2.09 (+1.33%)INTC Intel Corporation 22.49 +0.61 (+2.79%)F Ford Motor Company 11.81 +0.04 (+0.34%)TSLA Tesla, Inc. 315.35 -0.30 (-0.10%)Earnings eventsTrending tickersBTC-USD Bitcoin USD 108,890.70 +861.11 (+0.80%)TSLA Tesla, Inc. 315.35 -0.30 (-0.10%)BONK-USD Bonk USD 0.00 +0.00 (+24.20%)CYBR CyberArk Software Ltd. 398.76 +10.84 (+2.79%)DAL Delta Air Lines, Inc. 50.86 +0.73 (+1.46%)Top economic events