Chris AdamSun, Jul 6, 2025, 5:02 PM 2 min readIn This Article:The U.S. dollar has long been recognized as an important currency around the world, but there have been growing concerns this year that it may be losing value.Be Aware: Fidelity Says This Is a Surprising Risk of Holding Too Much Cash — Do You Have Too MuchRead Next: 25 Places To Buy a Home If You Want It To Gain ValueAccording to J.P. Morgan, “The U.S. dollar is the world’s primary reserve currency, and it is also the most widely used currency for trade and other international transactions. However, its hegemony has come into question in recent times due to geopolitical and geostrategic shifts.”Specifically, J.P. Morgan noted a few reasons the U.S. dollar is losing value. It pointed to the following reasons for de-dollarization, which is the significant reduction in the use of the dollar in world trade and money transactions:In the commodities space, energy transactions are more often being priced in non-USD currencies.U.S. banks are not being involved in new payment systems used for cross-border deals.The USD’s share of FX reserves, a commonly used barometer of dollar importance, has decreased.I’m a Financial Advisor: My Wealthiest Clients All Do These 3 ThingsSome financial experts who talked to GOBankingRates said there are a few ways the U.S. dollar losing value may be a good thing for the average American’s wallet.Annie Cole, EdD, money coach and founder of Money Essentials for Women, said to think about it this way: Imagine the U.S. dollar is tied equally with the European currency — the euro. Suddenly, the U.S. dollar weakens, making European businesses more likely to look to buy American goods over European goods.Invest in GoldCole said this kickstarts a cycle of foreign countries buying American goods, injecting the American economy with outside cash, potentially creating increased demand for American goods and perhaps creating more American jobs.According to Andrew Lokenauth, money expert and owner of BeFluentInFinance, “Here’s what I tell my clients — a weaker dollar typically means stronger stock market returns. My portfolio analysis shows that when the dollar drops 10%, multinational companies in the S&P 500 often see earnings jump 15 to 20% due to overseas revenue conversion.”Finally, Lokenauth added that inflation from a weakening dollar can benefit homeowners with fixed-rate mortgages. According to him, a 5% annual inflation rate essentially gives a homeowner a 5% discount on their mortgage balance in real terms.More From GOBankingRates3 Luxury SUVs That Will Have Massive Price Drops in Summer 20254 Things You Should Do if You Want To Retire Early Are You Rich or Middle Class? 8 Ways To Tell That Go Beyond Your PaycheckI'm a Retired Boomer: 6 Bills I Canceled This Year That Were a Waste of MoneyThis article originally appeared on GOBankingRates.com: J.P. Morgan: 3 Reasons the US Dollar Is Losing Value — and Why It Might Be Good for Your WalletTerms and Privacy PolicyPrivacy & Cookie SettingsMore InfoS&P 5006,279.35 +51.93 (+0.83%)Dow 3044,828.53 +344.11 (+0.77%)Nasdaq20,601.10 +207.97 (+1.02%)Russell 20002,249.04 +22.66 (+1.02%)VIX17.48 +1.10 (+6.72%)Gold3,346.50 +3.60 (+0.11%)PortfolioSign in to access your portfolioSign inTop gainersBMNR Bitmine Immersion Technologies, Inc. 135.00 +76.50 (+130.77%)RUN Sunrun Inc. 10.50 +1.51 (+16.80%)TRIP Tripadvisor, Inc. 17.50 +2.51 (+16.74%)DDOG Datadog, Inc. 155.15 +20.14 (+14.92%)SYM Symbotic Inc. 47.91 +5.71 (+13.53%)Top losersLEN Lennar Corporation 110.12 -4.69 (-4.09%)LEN-B Lennar Corporation 105.62 -4.37 (-3.97%)ESGRP Enstar Group Limited 19.45 -0.79 (-3.91%)HOOD Robinhood Markets, Inc. 94.40 -3.58 (-3.65%)BG Bunge Global SA 78.44 -2.95 (-3.62%)Most activeLCID Lucid Group, Inc. 2.1600 +0.1100 (+5.37%)NVDA NVIDIA Corporation 159.34 +2.09 (+1.33%)INTC Intel Corporation 22.49 +0.61 (+2.79%)F Ford Motor Company 11.81 +0.04 (+0.34%)TSLA Tesla, Inc. 315.35 -0.30 (-0.10%)Earnings eventsTrending tickersBTC-USD Bitcoin USD 108,885.77 +726.94 (+0.67%)XRP-USD XRP USD 2.27 +0.04 (+1.90%)TSLA Tesla, Inc. 315.35 -0.30 (-0.10%)BONK-USD Bonk USD 0.00 +0.00 (+22.58%)LKNCY Luckin Coffee Inc. 38.49 +0.50 (+1.32%)Top economic eventsPowered by Money.com - Yahoo may earn commission from the links above.