Jun. 06, 2025 11:44 PM ETS&T Bancorp, Inc. (STBA) StockSTBASheen Bay Research3.51K Followers(9min)SummaryS&T Bancorp’s loan pipelines have surged, but everything in the pipeline may not convert into loans because of macroeconomic headwinds.Upcoming Fed funds rate cuts will likely make the net interest margin start declining again.I’m expecting the EPS to dip by 9% to $3.11.The year-end target price is close to the current market price.STBA is offering a moderate dividend yield of 3.7%. The dividend payout appears secure.Pla2na/iStock via Getty ImagesEarnings of S&T Bancorp, Inc. (NASDAQ:STBA) will likely come under pressure this year from higher provisions expense for loan losses. Further, subdued loan growth will most probably get canceled out by net interest margin compression. I’m expectingThis article was written bySheen Bay Research3.51K FollowersAround 10 years of experience covering Banks and Macroeconomics. Passionate about discovering lucrative investments and generating alpha.Analyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.CommentsRecommended For You