Sarah SharkeySun, Jul 6, 2025, 2:03 PM 5 min readIn This Article:After leaving college with a finance degree, Zack, from Nashville, Tennessee, started day trading professionally.He’s excellent at his chosen profession, netting between $30,000 and $90,000 every month. But day trading doesn’t take up all of his time and he wants to branch out into the world of real estate investing.I'm 49 years old and have nothing saved for retirement — what should I do? Don't panic. Here are 6 of the easiest ways you can catch up (and fast)Thanks to Jeff Bezos, you can now become a landlord for as little as $100 — and no, you don't have to deal with tenants or fix freezers. Here's howWant an extra $1,300,000 when you retire? Dave Ramsey says this 7-step plan ‘works every single time’ to kill debt, get rich in America — and that ‘anyone’ can do it“I am trying to figure out when to make the jump into real estate because, that’s kind of where I want to take my end goal,” Zack told Ramsey Show hosts, George Kamel and Rachel Cruze.But both Kamel and Cruze think there’s a step in between that Zack should take before diving straight in.Although Zack wants to jump into real estate, the Ramsey hosts needed to gather more information about his current income.Zach explained that he had practiced for over three years before deciding to make an initial investment of $3,000 of his own money to start day trading. After doing well, he shared his results with several proprietary (prop) trading firms, which offered him a chance to work for them.Invest in GoldEssentially, a prop trading firm allows him to trade using “other people’s money.” When he makes a profit, he can keep between 70% to 90% of the profits. But if he makes too many bad trades, the prop firm will boot him out of their system.“I was able to pay my student loans off by doing it,” said Zack.“If you’re so good at this, why not use your own money?” asked Kamel.Although Zack is good at trading, he doesn’t always have the large lump sums required to make it worthwhile. With that, he prefers to lean on the funds provided by prop trading firms and split part of the profits.“I was raised a Ramsey kid, so the less risk and the more success, then that’s kind of where I was going with it,” Zack told the hosts.As he’s earned this money, he’s put the Ramsey principles to work. He started by paying off his student loans, building up a substantial emergency fund and setting aside a large portion to cover his income taxes. Currently, he is debt-free and has around $50,000 in liquid cash.His end goal is to use the funds to invest in real estate.CGU et Politique de confidentialitéPrivacy & Cookie SettingsMore InfoS&P 5006,229.98 -49.37 (-0.79%)Dow 3044,406.36 -422.17 (-0.94%)Nasdaq20,412.52 -188.59 (-0.92%)Russell 20002,214.23 -34.81 (-1.55%)VIX17.79 +0.31 (+1.77%)Gold3,347.30 +4.40 (+0.13%)PortefeuilleConnectez-vous pour accéder à votre portefeuilleSe connecterLes plus performantsENVX Enovix Corporation 13.03 +1.64 (+14.40%)WNS WNS (Holdings) Limited 74.70 +9.32 (+14.26%)RKLB Rocket Lab Corporation 38.88 +3.22 (+9.03%)BILI Bilibili Inc. 22.48 +1.60 (+7.66%)U Unity Software Inc. 27.86 +1.73 (+6.62%)Les moins performantsBMNR Bitmine Immersion Technologies, Inc. 107.48 -27.52 (-20.39%)CORZ Core Scientific, Inc. 14.83 -3.17 (-17.61%)APGE Apogee Therapeutics, Inc. 39.24 -8.22 (-17.32%)SLAB Silicon Laboratories Inc. 139.75 -13.73 (-8.95%)ATS ATS Corporation 29.64 -2.85 (-8.77%)Les plus liquidesLCID Lucid Group, Inc. 2.1100 -0.0500 (-2.31%)NVDA NVIDIA Corporation 158.24 -1.10 (-0.69%)TSLA Tesla, Inc. 293.94 -21.41 (-6.79%)CORZ Core Scientific, Inc. 14.83 -3.17 (-17.61%)SOFI SoFi Technologies, Inc. 19.24 +0.67 (+3.61%)Événements concernant les bénéficesActions du momentTSLA Tesla, Inc. 293.94 -21.41 (-6.79%)WOLF Wolfspeed, Inc. 2.3100 +1.1300 (+95.76%)RKLB Rocket Lab Corporation 38.88 +3.22 (+9.03%)PLTR Palantir Technologies Inc. 139.12 +4.76 (+3.54%)CORZ Core Scientific, Inc. 14.83 -3.17 (-17.61%)Principaux événements économiquesPowered by Money.com - Yahoo may earn commission from the links above.