Bitcoin’s ETF market just absorbed a staggering $407 million in inflows, triggering a wave of bullish optimism. Yet, behind the headlines, a growing number of investors are turning their focus toward a new DeFi opportunity—Mutuum Finance (MUTM). Currently in Phase 5 of its presale and priced at $0.03, this rising star in the crypto space is already 68% sold out. With Phase 6 on the horizon and a 16% price increase to $0.035 set to activate, momentum is rapidly building—and so is investor interest.Recent BTC InflowsU.S. spot Bitcoin ETFs recorded $407.78M in net inflows on July 2, marking the 16th consecutive day of positive flows, reflecting robust institutional demand. Bitcoin traded at $108,903, up 1.49% daily, with a $2.07T market cap, despite a 5.8% weekly gain (July 25–August 1, 2025). Fidelity’s FBTC led with $183.96M, followed by ARK 21Shares’ ARKB at $83M and Bitwise’s BITB at $64.94M. BlackRock’s IBIT, with $76.31B in net assets, saw no inflows that day. Total ETF assets reached $136.68B, or 6.3% of Bitcoin’s market cap. A bullish MACD signals a potential 1.3x rally to $145K, but $115K resistance risks a pullback to $105K.Mutuum Finance (MUTM)Despite the recent big inflows, the upward potential in BTC is still unsure but with more than $12 million raised and over 13,000 holders onboarded, Mutuum Finance (MUTM) isn’t just another presale token riding the DeFi wave. It is building a decentralized lending protocol that introduces a sustainable model for passive income, advanced lending mechanics, and reward structures that compound over time. And it’s this utility-first approach that has caught the attention of top-tier analysts and smart-money whales.One Ethereum (ETH) whale recently transferred $150,000 into MUTM at the end of June, signaling institutional confidence in the project’s long-term potential. Meanwhile, early retail investors from Phase 2—who entered at $0.015—are already sitting on 2X paper gains. Even a modest $500 investment today, with the expected listing price at $0.06, is on track to turn into $7,500 if the forecasted $0.45 target is hit post-launch.A DeFi Ecosystem Built for Real Passive IncomeBy depositing crypto assets into the protocol’s Peer-to-Contract (P2C) pools, users will receive mtTokens—tokenized representations of their deposit and accumulated interest. These mtTokens will not only grow in value as interest accrues, but also act as keys to deeper rewards. When staked into specific contracts, mtTokens will make users eligible for dividends paid out in MUTM tokens. These dividends will be funded by real protocol revenue, including fees collected from borrowers.That means one thing: holding and staking MUTM will be more than just a passive position. It will be a constantly compounding DeFi strategy for investors who want to earn without having to manage complex positions or time the market. It’s a model built for sustainable, non-custodial earnings in an industry that’s been starved for genuine utility.The foundation of this trust lies in security. Mutuum Finance (MUTM) has already undergone a deep audit with CertiK, achieving a Token Scan Score of 95 and a Skynet Score of 77. To further prove its commitment to protocol safety, the team has launched a $50,000 Bug Bounty Program—covering vulnerabilities across all severity levels, from low to critical. In a space often criticized for rug pulls and unchecked contracts, this level of accountability sets Mutuum apart.Beta Launch, Layer-2 Speed, and a Growing Community GiveawayThe upcoming beta launch is another reason investors are locking in their allocations early. Once the token goes live, the platform’s beta version will allow users to interact with the lending tools in real time—depositing, borrowing, earning interest, and staking mtTokens. This early access experience will position users at the front of the platform’s full launch scheduled later in its roadmap.And it won’t stop there. Mutuum Finance (MUTM) is also integrating Layer-2 scalability—delivering faster, lower-cost transactions that will dramatically enhance the user experience across both mobile and web. By solving the pain points of high gas fees and sluggish transaction speeds, Mutuum aims to make DeFi more accessible and attractive to a larger audience.To celebrate the protocol’s rapid growth, Mutuum has announced a $100,000 giveaway campaign. Ten lucky participants will each receive $10,000 worth of MUTM tokens—rewards aimed at the early adopters who believe in the project before it lists.One respected voice in the crypto space—known for predicting BNB’s meteoric rise in 2021—has now turned his focus to Mutuum Finance (MUTM). His updated analysis forecasts a 15x move post-listing, putting MUTM on track to hit $0.45 before January. With the token set to list at $0.06 and the current price still hovering at just $0.03, the window for prime entry is closing fast.With ETF inflows boosting Bitcoin’s ecosystem, all eyes may be on BTC—but the smartest capital is already shifting to protocols like Mutuum Finance (MUTM). It’s fast, it’s functional, and it’s fueling one of the most exciting passive income systems the DeFi space has seen. As Phase 6 nears, the next revaluation is just around the corner—and it’s one presale opportunity worth acting on before the price moves again.For more information about Mutuum Finance (MUTM) visit the links below:Website: https://mutuum.com/Linktree: https://linktr.ee/mutuumfinanceThe post Bitcoin ETF Inflows Hit $407M, Analysts Now Track This New DeFi Token Poised to 15x With Listing at $0.06 appeared first on Blockonomi.