Skip to navigationSkip to main contentSkip to right columnADVERTISEMENTIvy GraceSun, August 2, 2026 at 9:30 PM GMT+2 7 min readBenzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below.Saving enough for retirement is supposed to bring peace of mind. For some people, though, reaching that milestone creates a different kind of anxiety. After spending decades watching a portfolio grow, the idea of seeing that balance move in the opposite direction can feel like losing something—even if the money is doing exactly what it was intended to do.That's the dilemma facing one 54-year-old Florida saver. With $1.5 million invested, he says he finally feels rich and could walk away from work today if he wanted. But every time he pictures living off those savings, one thought creeps in: watching the account balance shrink "makes me sick." Instead of celebrating financial freedom, he's wondering whether working another decade would make retirement easier to stomach.Don't Miss:Warren Buffett once said, "If you don't find a way to make money while you sleep, you will work until you die." Here's how you can earn passive income with just $100.Most Budgeting Apps Track Your Spending. This One Helps You Act On It.Feeling Rich, Falling ShortHis nest egg exceeds what many Americans believe they'll need to retire.