Up to you. If your goal is to invest and save long term and younger, id say medium-high. Lower your risk ask you get closer to retirement. With how my investments are, there's days where I'm up a couple thousand, and the next day I'm down a couple thousand but it comes back. Ie. That stupid war trump started, day 2-3 in I was down 10k overall, but now it's all back and up more than it was before. It is what it is.