Skip to navigationSkip to main contentADVERTISEMENTSome offers on this page are from advertisers who pay us, which may affect which products we write about, but not our recommendations. See our Advertiser Disclosure.Tim Manni · Lead EditorSat, June 13, 2026 at 12:00 PM GMT+2 6 min readAccording to rates from the Zillow lender marketplace, fixed and adjustable rates are moving lower compared to yesterday. The current 30-year fixed rate fell by 1 basis point to 6.35%, the 15-year fixed rate fell by 7 basis points to 5.78%, and the 5/1 ARM fell by 6 basis points to 6.30%.Read more: Weekly survey of mortgage lenders with the lowest rates: Leaders price in the low 6% rangeToday's mortgage ratesHere are the current mortgage rates today, Saturday, June 13, 2026, according to the latest Zillow data:30-year fixed: 6.35%20-year fixed: 6.10%15-year fixed: 5.78%5/1 ARM: 6.30%7/1 ARM: 6.45%30-year VA: 5.82%15-year VA: 5.34%5/1 VA: 5.64%Remember, these are the national averages and are rounded to the nearest hundredth.Read more: Discover 8 strategies for getting the lowest mortgage ratesToday's mortgage refinance ratesThese are today's mortgage refinance rates, Saturday, June 13, 2026, according to the latest Zillow data:30-year fixed: 6.34%20-year fixed: 6.11%15-year fixed: 5.82%5/1 ARM: 6.25%7/1 ARM: 6.35%30-year VA: 5.79%15-year VA: 5.33%5/1 VA: 5.60%Again, the numbers provided are national averages rounded to the nearest hundredth. Mortgage refinance rates are often higher than rates when you buy a house, although that's not always the case.Read more: