/u/ManicSpleen on For all those tired this Monday…Give me $80K for a “fresh start” to pay off my car (29K), my CC ($5.5K), private loan ($31K) and a year of daycare ($14k) bc “I’m exhausted from just getting by.” Will not consider declaring bankruptcy.

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The reason why she owes this huge amount is 100% her terrible credit. I bet the interest rate on her expedition is 34%, and her credit score is a solid 425.