Skip to navigationSkip to main contentSkip to right columnNeoTue, June 30, 2026 at 9:48 PM GMT+2 2 min readFor years, holding stablecoins in a crypto wallet meant your money sat idle, earning nothing, disconnected from everyday spending. MetaMask is trying to change that.MetaMask, the self-custodial crypto wallet used by millions, launched Money Account on June 30, a new feature that combines earning, spending, and trading into a single balance. The goal is simple: stop forcing users to shuffle funds between different accounts just to use their crypto.Related: Zano sets hard fork date as privacy chain opens up to DeFiHow Money Account worksThe moment money is deposited into a Money Account, it starts earning up to 4% variable annual yield through mUSD, MetaMask's own dollar-pegged stablecoin. That same balance can then be spent directly at hundreds of millions of merchants worldwide through the MetaMask Card, which runs on the Mastercard network. The account also connects directly to MetaMask's trading platform, which routes trades through decentralized exchanges, letting users swap and hold other crypto assets without leaving the same balance.In simple terms, your money earns interest while it sits there, and you can spend it or trade it whenever you want, all without moving it between different apps or accounts first.Popular on TheStreet Roundtable:Strategy prepares to sell up to $1.25 billion of BitcoinBitcoin sinks lower as traders brace for $45,000