This $1.5M retirement plan fails miserably using real numbers — how big does your nest egg need to be in America?

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Skip to navigationSkip to main contentSkip to right columnADVERTISEMENTVishesh RaisinghaniWed, July 1, 2026 at 1:15 PM GMT+2 6 min readDmytro Sheremeta/ ShutterstockMoneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below.In 2026, Americans think the "magic number" for a comfortable retirement is $1.46 million. That's according to the 2026 Northwestern Mutual 2026 Planning & Progress Study (1), which surveyed 4,375 U.S. adults about their retirement plans.But is that figure really enough to achieve a comfortable retirement?Top PicksDave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake —