Rs 12,000 iPhone EMI, Rs 16,500 Mumbai rent: 25-year-old Mumbai founder reveals the real cost of living independently in the city

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A 25-year-old Mumbai founder, Jahnvi Shah, has shared her monthly expense breakdown in an Instagram video, revealing regular spending of around Rs 52,000. Her costs include Rs 16,500 for rent, Rs 12,000 for an iPhone EMI, Rs 8,000-Rs 10,000 on groceries and food delivery, up to Rs 6,000 on commuting, and other utility and subscription expenses. She said the amount does not include savings, shopping, travel, eating out or unexpected costs.