College professors have been saying for years that high school grads are showing up to school without the ability to learn. And they don't get paid to be remedial education. OOP is likely not a scammer but is in a jam. He got his degree, so he's expected to get a job and start paying back his loans. The way to avoid this is to continue his education, and he's been accepted to a school to get his master's, but he has no way to pay for it. The grants that he's been offered fall short. And none of his loved ones will put their names on that loan.