Skip to navigationSkip to main contentSkip to right columnADVERTISEMENTBy Manya SainiSat, July 4, 2026 at 6:02 PM GMT+2 4 min readBy Manya SainiJuly 4 (Reuters) - After months of fanfare, President Donald Trump's administration will launch its flagship cradle-to-adulthood investment program, Trump Accounts, on Saturday, as the U.S. begins celebrations marking the 250th anniversary of its independence.Trump Accounts, which will provide U.S. citizens born between 2025 and 2028 a government-funded investment account of $1,000 that families can build on, is aimed at promoting investing and financial literacy from an early age.The program adds a new savings vehicle to other tax-efficient college savings plans and retirement accounts. Some critics have said the accounts will not do much for lower-income families who lack substantial disposable income to contribute."The $1,000 federal contribution at birth helps remove the barrier of having nothing to start with, which has historically been one of the biggest obstacles to saving," said Andy Blocker, head of policy, regulatory and government relations at financial services firm Edward Jones."If by year-end more families have a clear onramp to begin saving and investing for their children's financial futures, that's success."POLICY EXPERTS DEBATE LONG-TERM IMPACTWhile supporters have hailed Trump Accounts as a way to encourage investing from an early age, some policy experts question whether it will significantly narrow wealth gaps, arguing that returns will depend largely on families' ability to make regular contributions and on decades of sustained market gains."Government handouts have a long track record of failing to lift people out of poverty, and there's little reason to think this one will be different," said Adam Michel, director of tax policy studies at Washington-based think tank the Cato Institute.He added that employer matching contributions are likely to be concentrated at large companies. "The real benefit lands on families who already have steady jobs and the capacity to save," Michel said.CORPORATIONS RALLYING BEHIND EFFORTSSeveral top U.S. companies have pledged support for the program, with employer matches or additional seed funding.Participating companies include payment giant Visa, technology company Dell , and media and telecom firm Comcast. Earlier this week, chipmaker Micron pledged $250 million to support Trump Accounts.Other companies taking part include "a few small businesses," a Treasury Department spokeswoman said.The launch comes as the rising cost of living has become a major issue for voters heading into the November midterm elections.Terms and Privacy PolicyEU DSA contactPrivacy & Cookie SettingsMore Info