Morphic Financial Group, the London-based digital financial services group, today announces the launch of RGLTD and the expansion of its strategic partnership with Cashify, creating a new dual-brand operating structure designed to serve the evolving needs of Europe’s regulated digital asset market.The announcement coincides with the conclusion of the European Union’s Markets in Crypto-Assets (MiCA) transition period, marking the beginning of a new chapter for digital asset businesses operating across Europe.RGLTD will serve financial institutions, enterprises, payment providers and high-net-worth individuals seeking access to compliant digital asset infrastructure and settlement services. Operating from Amsterdam under a MiCA-compliant framework, RGLTD has been specifically designed to meet the governance, compliance and operational standards increasingly demanded by institutional participants entering the sector.Alongside RGLTD, Morphic has expanded its long-standing relationship with Cashify through a strategic brand and operational partnership agreement. Cashify will continue to operate as a consumer-facing brand focused on retail customer acquisition, education and market engagement, while digital asset services are delivered through a regulated infrastructure.The new structure reflects a broader shift taking place across the European market as digital assets move from a largely retail-driven industry towards a regulated financial services ecosystem.Rather than operating through a single brand, Morphic has established dedicated routes to market for different customer segments. Retail users will continue to access services through Cashify, while institutional and professional clients will be served through RGLTD. Both brands will be operated by WEB3 Technology N.V.All regulated digital asset activities within the ecosystem will operate through Morphic’s MiCA-authorised framework, providing customers with access to compliant infrastructure designed to meet the requirements of Europe’s new regulatory landscape.The move builds upon more than eight years of development across the Ari10 ecosystem, which helped establish one of Central and Eastern Europe’s leading digital asset gateways, serving more than 940,000 users across 17+ countries.Mateusz Kara, CEO of Morphic Financial Group, said: “Today marks far more than the launch of a new brand. It represents the beginning of a new operating model for digital finance in Europe. The MiCA era requires greater specialisation, stronger governance and clearer customer propositions. We believe institutional clients and retail customers increasingly have very different needs, and they should be served through dedicated brands designed specifically for them. RGLTD has been created for financial institutions, enterprises and professional clients who place a premium on governance, compliance and operational resilience. At the same time, our expanded partnership with Cashify allows us to continue serving retail customers through a trusted consumer-facing brand with a strong presence in Poland.This structure allows Morphic to leverage the significant investment we have made in regulated infrastructure while creating a scalable platform for future growth across Europe. We believe this is what the next generation of digital financial services will look like.”NoYesAsset Management03 Jul, 2026