Marwadi grandfather pays ₹7,000 a year to insure 18 family members for ₹1 crore: A wealth advisor’s viral X post highlights how a Marwadi grandfather reportedly provides ₹1 crore health insurance cover for each of 18 family members at an annual cost of around ₹7,000. The post also shared how he separately build a emergency health corpus to mitigate any emergency even if claim gets denied by the insurer.