Skip to navigationSkip to main contentSkip to right columnADVERTISEMENTDavid MoadelWed, August 5, 2026 at 6:13 PM GMT+2 7 min readQuick ReadSeven community bank stocks share an August 7 ex-dividend date, among them CWBC and FCBC, requiring share ownership by August 6 to collect the August payment.WSFS Financial screens the strongest for coverage, with TTM EPS of $5.99 easily backing its $0.80 annualized payout after raising its dividend from $0.17 to $0.20.Community West Bancshares' GAAP EPS of ~$0.10 is distorted by merger charges; its non-GAAP earnings of ~$0.45 actually cover the $0.48 annualized dividend.Act now: the analyst who called NVIDIA in 2010 just named his top 10 AI stocks — and WSFS Financial didn't make the cut. Grab the names FREE today.Here's an alert for income investors with a quick deadline. Seven small-bank dividend stocks all share the same imminent ex-dividend date: Friday, August 7. To collect the August payout on any of them, shares must be owned by the close of Thursday, August 6. Buy on the ex-date or later, and the payment goes to the seller.Michail Petrov / Shutterstock.comHere are the dividend mechanics in plain terms: the ex-dividend date is the eligibility cutoff, so own before it, get paid; buy on it, don't. Because a stock typically opens lower by an amount close to the dividend on the ex-date, this is about eligibility for a scheduled payment, not free money. These are modest-yield community banks, so the story here is timing and coverage, not yield chasing.Community West BancsharesCommunity West Bancshares (NASDAQ:CWBC) pays a $0.12 quarterly dividend ($0.48 annualized) with an ex-date of August 7, a buy-by date of August 6, and a payment date of August 21. The trailing yield sits at 1.9%. Coverage is the tricky part: CWBC's most recent GAAP EPS was heavily distorted by one-time charges tied to the United Security Bancshares merger, printing near $0.10 on a GAAP basis versus about $0.45 non-GAAP, with nonperforming assets and loan-loss provisions moving up, so read the payout coverage on the underlying, not the headline.Act now: the analyst who called NVIDIA in 2010 just named his top 10 AI stocks — and WSFS Financial didn't make the cut. Grab the names FREE today.Community West Bancshares is a California community bank headquartered in Fresno, and the merger with United Security Bancshares closed in April. Community West Bancshares stock trades at $25.71, with a trailing P/E ratio of 14.5x and forward P/E of 9.42x. Merger noise should fade over the next two quarters, but the coverage read deserves care in the meantime.First Bank (FRBA)First Bank (NASDAQ:FRBA) pays a quarterly dividend of $0.09 per share ($0.36 annualized), and the clock works the same as the rest of this list: the ex-dividend date is Friday, August 7, so shares must be owned by the close of Thursday, August 6, with payment following on August 21. First Bank raised the quarterly payout to $0.09 from $0.06 earlier in 2026, a signal of management confidence rather than a stretch. Coverage looks comfortable, since the $0.36 annualized dividend is a small slice of First Bank's trailing EPS of $1.70, and the listed yield sits around 1.6%.Terms and Privacy PolicyEU DSA contactPrivacy & Cookie SettingsMore Info