Embat, the AI-powered treasury and cash management fintech, has integrated J.P. Morgan Payments’ new Banking Authorization Service (BAS) API for treasury services and payments, allowing joint clients to quickly and easily connect their J.P. Morgan bank accounts to Embat’s treasury management platform. Traditionally, connecting a treasury platform to a bank requires obtaining certificates through an external certification authority. This often requires extensive implementation time, data validation and signatures - a process that can take months before a client can begin operations. With this new integration, a joint client can authenticate and connect their J.P. Morgan bank accounts to Embat’s treasury platform in seconds, with no IT development required. This streamlines client account activation and removes a significant operational effort for treasury teams. J.P. Morgan Payments provides treasury management platforms with real-time access to financial data in J.P. Morgan bank accounts. Real-time balances, transactions, and payment data flow directly into Embat‘s platform, becoming fully integrated with a company’s Enterprise Resource Planning (ERP) system and finance stack. The integration is particularly beneficial for organisations with multiple subsidiaries or entities, as they no longer need to replicate the bank connection process for each legal entity. Leveraging J.P. Morgan Payments’ single multi-tenant certificate management connection - a single security setup that safely covers multiple subsidiaries - enables finance teams to onboard and manage all corporate entities easily. Embat will be the first treasury management system (TMS) to leverage J.P. Morgan Payments’ own user interface through the J.P. Morgan Payments API integration. This gives Embat’s clients a fully connected experience where they can securely authorise access, manage their capabilities, and track their onboarding status from start to finish in one centralised hub. Santiago Alcaraz Sánchez, Head of Strategic Partnerships and Integrations at J.P. Morgan Payments, said, “At J.P. Morgan Payments, we are focused on ensuring technology providers and their clients can connect to our services as quickly as possible, without compromising the rigour we require for every connection. This integration with Embat is a prime example of how we simplify banking, treasury and payment authentication to accelerate the value delivered to our mutual clients.”Antonio Berga, Co-CEO and Co-Founder of Embat, said, “For years, bank connectivity has been a time-consuming and tedious process for finance teams. By collaborating with J.P. Morgan Payments, we have eliminated that hurdle. What used to take months is now operational within days, with no technical development required. Clients simply sign the legal documentation authorising Embat to access their accounts. Once they go live, they have the benefit of making decisions based on real-time data, backed by Embat’s AI technology and the robustness and security of a top-tier bank.” NoYesBanking04 Nov, 2026