I built RugWard Pay: a non-custodial crypto payment gateway that pays straight to your own wallet (BTC, XMR, USDT, USDC, SOL, TRX and more)

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Hi r/SideProject, I've been building RugWard Pay, a crypto checkout for freelancers, small shops and indie devs who want to accept crypto without handing their money to a middleman. The core idea: buyers pay directly to the addresses you set. There are no deposit wallets and no withdrawals, so there is nothing for us to freeze or lose. What it supports - Bitcoin, Litecoin, Monero - Ethereum: ETH, USDT, USDC - Base, Arbitrum, Optimism, Polygon, BNB Chain, Avalanche (native coin + stablecoins) - Solana: SOL, USDC, USDT - Tron: TRX, USDT (TRC-20) How it works Sign in with your wallet (a free signature, no transaction) and add your receiving addresses. Create an invoice in USD and send the link to your customer. The customer picks a coin, scans the QR code and pays. Your dashboard shows the payment as soon as it's seen and marks it paid after enough confirmations. The coin amount comes from the median of several independent price sources and is locked for 30 minutes. One transaction can never pay two invoices. Fees (all public) - 0.5% on same-coin payments on Ethereum, Base, Arbitrum, Optimism, Polygon, BNB Chain, Avalanche, Solana and Tron. The split happens on-chain in the same transaction (99.5% to you, 0.5% to RugWard) through a small splitter contract that holds no funds, has no owner or admin function and can't be upgraded. Contract addresses are listed on the page. - No RugWard fee right now (launch promo) on Bitcoin, Litecoin and Monero; the buyer pays only the normal network fee. Monero Buyers can prove a payment with their tx id + tx key, or you can add a view-only key (encrypted at rest, it can never spend). Merchants can also get a fresh subaddress per invoice. For developers API keys, signed webhooks (HMAC) with retries, reusable payment links and an embeddable pay button, plus a shareable payment proof page. It's been internally reviewed by us (our own review, not an independent audit), and it's still early, so honest feedback is very welcome: what would stop you from using it, and what's missing? - RugWard Pay: https://rugward.com/pay - Merchant dashboard: https://rugward.com/pay/merchant - Merchant terms: https://rugward.com/pay/terms - API docs: https://rugward.com/api-docs RugWard Pay is software that reads public blockchains. It isn't a bank, escrow or payment processor, and illegal goods and services are prohibited.   submitted by   /u/seragnabos [link]   [comments]