Letters to the Editor dated August 21, 2026 - The HinduBusinessLineSENSEX 77,656.09+ 286.98NIFTY 24,334.55+ 115.50CRUDEOIL 7,872.00 -263.00GOLD 161,910.00 -1,319.00SILVER 240,803.00 -3,417.00SENSEX 77,656.09+ 286.98NIFTY 24,334.55+ 115.50NIFTY 24,334.55+ 115.50CRUDEOIL 7,872.00 -263.00CRUDEOIL 7,872.00 -263.00GOLD 161,910.00 -1,319.00'; } document.getElementById("lgdv").innerHTML = htmlElements; } function numberformat(i) { return Number(parseFloat(i).toFixed(2)).toLocaleString('en', { minimumFractionDigits: 2 }) } async function gatherResponse(response) { const { headers } = response; const contentType = headers.get('content-type') || ''; if (contentType.includes('application/json')) { return await response.json() } return response.text(); } function getWidth() { if (Math.max(document.body.scrollWidth,document.documentElement.scrollWidth,document.body.offsetWidth,document.documentElement.offsetWidth,document.documentElement.clientWidth) > 991) { document.getElementById("mob").style.display = "none"; document.getElementById("lgdv").style.display = "block"; } else { document.getElementById("mob").style.display = "block"; document.getElementById("lgdv").style.display = "none"; } } getWidth();]]>Updated - August 25, 2026 at 07:18 PM.Unfair moveApropos ‘SBI widens cash withdrawal charges to all basic accounts’ to plug fee income leak (August 21). It is shocking that the SBI has announced uniform levy service charges for withdrawals exceeding four, whether drawn through branch or through Customer service points etc.Not all customers are tech savvy and even ones having an ATM card are forced to go to bank branches for cash withdrawals.Given that deposits are not keeping pace with lending, charging customers for branch visits is unfair.Since banks have various other avenues to earn revenues, why charge savers who form the backbone of the banking system?Katuru Durga Prasad RaoHyderabadE-comm growthThis is with reference to ‘Home care start-ups take on FMCG giants as consumer priorities shift’, (August 21). FMCG household consumption across Indian cities exhibited a clear shift toward metro-driven concentration rather than uniform city-wise distribution, with e-commerce accounting for approximately 14 per cent of FMCG sales across metros and increasing to nearly 18 per cent in the top eight cities.Notably, southern metro clusters have emerged as the most digitally savvy consumption hubs, crossing 21 per cent e-commerce penetration, underscoring a strong shift toward online-led household purchasing behaviour, even as overall urban FMCG growth remained relatively moderate in the range of 2.3-4.6 per cent, reflecting a structurally uneven but increasingly digital-first consumption landscape across India’s cities. The opportunity is only getting bigger.S MuthulakshmiVirudhunagar (TN)Refined regulationThis refers to the Editorial ‘Know your investor’ (August 8). SEBI’s effort to simplify the Accredited Investor Framework is commendable, but caution is vital. Allowing investment funds to certify their own investors risks conflict of interest and weakens regulatory credibility. Independent accreditation ensures transparency and protects investors from potential misuse.SEBI’s proposal to include market asset thresholds is sound, yet it should also test trading maturity to prevent misuse by inexperienced or inherited investors. India’s financial ecosystem thrives on trust, and that trust depends on strong guardrails. Reform should refine regulation, not dilute it.Babu CrishnaBengaluruPublished on August 21, 2026Sign into Unlock benefits!Access 10 free stories per monthAccess to comment on every storySign up/Manage to our newslettersGet notified by email for early preview to new features, discounts & offers${ ind + 1 } ${ device }Last active - ${ la }