Skip to navigationSkip to main contentSkip to right columnADVERTISEMENTVictoria VesovskiSun, August 23, 2026 at 3:30 PM GMT+2 5 min readshutterstock.comHome insurance is supposed to be there when things go wrong. A fire, flood or damaged roof can leave homeowners facing tens of thousands of dollars in repairs and insurance is meant to help soften that financial blow.But while homeowners wait for that money, insurers can continue earning investment income on funds they haven't yet paid out.Must ReadJeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being oneDave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake.