Why did the NCLT approve the extremely low Rs 6.5-crore plan proposed by Dr Subhash Chandra, which amounts to just 0.03% of the total claims of Rs 22,006 crore? The major reason behind the approval was the voting pattern among creditors. Chandra had also not provided personal guarantees for the entire Rs 22,006 crore, but for a significantly smaller amount. Here are the details based on the 144-page NCLT order.