Love Electric’s alleged data breach exposes sensitive driver data and highlights the identity risks created by third-party salary sacrifice providers.A seller on an English-language data-breach forum claimed on August 26 that they had obtained the driver database of Love Electric, a UK broker that runs electric-vehicle salary sacrifice schemes. The seller, operating under the name “seraphims”, offered 877,000 records for $600 in cryptocurrency, with the price negotiable.That headline number needs a qualification. Ransomnews researchers examined a 999-row sample published with the listing and found strong evidence that the sample came from a genuine production database, but the claimed 877,000 records remain unverified. Love Electric had been contacted for comment at the time of publication.“The 999 rows split into 731 primary drivers and 268 additional named drivers. There are exactly 731 distinct quote IDs, and every quote has exactly one primary driver, 731 out of 731. All 268 additional drivers reference a quote that exists in the file, with no orphans.” reads the Ransomnews’s report. “The consent flag governing National Insurance processing is empty for precisely the 268 additional drivers and populated for every one of the 731 primary drivers. National Insurance numbers appear on primary drivers only. Those are constraints enforced by whatever application wrote the data, and they hold across all 999 rows without exception.”That matters because fabricated breach databases often fall apart when researchers examine the relationships between records. Here, the relationships hold: additional drivers point to existing quotes, the National Insurance processing flag appears where the underlying application logic would expect it, and National Insurance numbers appear only on primary drivers.Love Electric Financial Services Limited is an Edinburgh-based company that provides EV salary sacrifice administration, credit broking and related services to employers across the UK. Companies House identifies it as an active Scottish company, registered under number SC374952, while Love Electric’s own documentation confirms that it operates as a salary sacrifice administrator and FCA-regulated credit broker. The business model explains why its systems can contain information that many people would normally associate with payroll departments. Salary sacrifice arrangements require the broker to identify employees, process the scheme and support insurance and tax-related requirements, so the underlying records can include National Insurance numbers and driving licence information. Love Electric’s privacy policy also says it processes personal information under UK data protection law. “The seller published a free sample as a 999-row CSV with 24 columns, named in a way that indicates an export of a dbo.drivers table from a Microsoft SQL Server database.” continues the report. “The columns are: id, quote_id, user_id, title, first_name, last_name, email, phone_number, date_of_birth, address, address2, city, country, postcode, national_insurance_number, driving_licence_number, driving_licence_country, allow_processing_national_insurance, primary, created_at, updated_at, deleted_at, weekly_hours and occupation_id.”The fields included names, email addresses, phone numbers, dates of birth, addresses, postcodes, National Insurance numbers, driving licence numbers, quote IDs and consent-related fields.The data wasn’t uniformly populated, which is another reason the sample looks like a real production export rather than a synthetic dataset. Around 71% of the rows lacked a name, address or city, 74% had no phone number, and 85% had no National Insurance number, while 147 records contained a National Insurance number and 287 contained a driving licence number.The geography also made sense. Postcodes clustered around Edinburgh and central Scotland, with records extending into England, while dates of birth ranged from 1946 to 1999 and concentrated around people born in the 1970s and 1980s.Ransomnews then tested the driving licence numbers against the structure used by UK licences. Of the 108 full-length licence numbers in the sample, 98.1% had a surname block matching the surname in the corresponding record, 97.2% had an initial matching the first name, and 78.7% contained a date-of-birth encoding that matched the stored date of birth.The imperfections were just as interesting. Licence numbers appeared in many different lengths, only 53% of the National Insurance numbers present matched the expected HMRC format, and phone numbers appeared in three different formats. That kind of mess is exactly what you’d expect from users entering information into a live form, abandoning fields or making mistakes.“A UK driving licence number is not random. Characters one to five are the holder’s surname padded with the digit 9, characters six to eleven encode the date of birth with 50 added to the month for female holders, and character twelve is the first-name initial. Of the 108 full-length licence numbers in the sample, 98.1% have a surname block matching the record’s own surname field and 97.2% have an initial matching the first-name field. 78.7% carry an encoded date of birth matching the date_of_birth column.” state the researchers. “The roughly one in five that disagree are consistent with people mistyping a sixteen-character string into a web form, which is exactly the error rate real self-reported data carries and synthetic data does not.”The email addresses provided another useful check. Most belonged to corporate domains associated with identifiable UK employers, Love Electric itself or a European software consultancy, rather than being dominated by Gmail and other consumer providers. That fits the way workplace salary sacrifice schemes operate because employees generally enter through their employer.The database structure also looked normal. It included a soft-delete field, integer foreign keys for quotes and occupations, regional values for Scotland, England, Wales and Northern Ireland, and even a Jane Doe test record that appears to have survived from the system’s setup. Real databases leave fingerprints like these. Synthetic ones tend to be suspiciously tidy.The seller’s own history is less convincing than the database evidence. The “seraphims” account was created on July 22, 2026 and had published nine data listings by August 26, roughly two per week, but several of those listings were described by the seller as scrapes rather than breaches.The Love Electric listing had attracted no replies and only 52 views when Ransomnews checked it. The account’s reputation score of 30 came from a single positive vote posted on August 17 with the comment “keep scrapping”, which says more about the seller’s scraping activity than about a track record of selling verified breach data.That doesn’t make the Love Electric sample fake. The technical evidence points in the opposite direction. It does mean we should separate two questions: whether the sample appears genuine, and whether the seller really controls 877,000 records.The second claim is much harder to establish. Ransomnews saw only 0.11% of the alleged dataset, and the sample shows that database rows don’t map directly to individual people. The 999 rows corresponded to 731 quotes and only 58 distinct surname-and-date-of-birth combinations, with one person appearing 48 times.There’s another clue in the filename. The db2_ prefix suggests that the table may belong to one database among several, so the seller’s 877,000 figure could refer to a larger collection rather than this particular driver table. At this point, treating 877,000 as a confirmed number would go beyond the evidence.The timeline also deserves caution. The seller claimed an August 2026 attack involving a zero-day in a third-party system, but every sample row carries a created_at timestamp within a six-second window on August 14, 2022. That pattern looks like a bulk migration into a newer platform rather than 999 people signing up within six seconds.It tells us that the database contains legacy records. It doesn’t tell us when someone took them, how they obtained them or whether the seller’s claimed zero-day played any role.That last point matters for incident response. “Third-party zero-day” is a claim made by the seller, not an established fact, and attackers have plenty of reasons to make an access story sound more sophisticated than it was. Ransomnews says it has not verified that route.For the people potentially affected, the more immediate issue is the nature of the exposed information. A password can be replaced. A National Insurance number and a driving licence number can’t simply be rotated because someone has posted them for sale.That creates an obvious phishing risk. Someone who has a person’s name, date of birth, address, employer and National Insurance number can construct a much more convincing message pretending to be HMRC, a payroll team, an employer or a vehicle leasing provider.Drivers who used Love Electric should therefore treat unexpected messages about their vehicle scheme, payroll or tax affairs with suspicion. They should verify the sender through a phone number or website they already trust rather than using contact details contained in the message.Love Electric’s current public material says it works with more than 1,500 companies, which gives some sense of the scale of the service’s employer-facing footprint.That makes supplier security worth treating as an operational issue rather than a procurement checkbox. If a third-party provider holds National Insurance numbers, driving licence numbers, employment information and contact data, its security controls deserve the same level of scrutiny as any other system handling high-value identity information.The seller’s alleged third-party entry point is therefore worth investigating, but it shouldn’t become the centre of the story before someone verifies it. The useful evidence is already sitting in the sample: a production-style schema, consistent relationships, realistic user errors and identifiers that line up with real-world records.The other important detail is the price. $600 for a database containing National Insurance and driving licence numbers isn’t a serious valuation of the data. It’s a price designed to make a quick sale.And if the seller really has more than the published sample, multiple buyers could obtain the same information. That’s where the risk gets worse: the exposure doesn’t end with the first person who downloads it.Ransomnews says it did not access or probe Love Electric’s systems, purchase the full dataset, or validate the exposed identifiers against live services. It analysed the free sample, removed identifying information from its publication and notified Love Electric before publication, offering to share the listing and sample with the company’s incident-response team.Follow me on Twitter: @securityaffairs and Facebook and MastodonPierluigi Paganini(SecurityAffairs – hacking, data breach)