RBB Bancorp (RBB) Q3 2026 Earnings Call Transcript

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TranscriptsOct 20, 2026, 4:43 PM ETRBB Bancorp (RBB) StockSA Transcripts162.51K FollowersRBB Bancorp (RBB) Q3 2026 Earnings Call October 20, 2026 2:00 PM EDTCompany ParticipantsJohnny Lee - CEO, President & DirectorLynn Hopkins - Executive VP & CFOConference Call ParticipantsRebeca RicoLiam Coohill - Hovde Group, LLC, Research DivisionMatthew Clark - Piper Sandler & Co., Research DivisionKelly Motta - Keefe, Bruyette, & Woods, Inc., Research DivisionAndrew Terrell - Stephens Inc., Research DivisionDavid HartPresentationOperatorGood afternoon, and welcome to the RBB Bancorp Third Quarter 2026 Earnings Conference Call.[Operator Instructions]It is now my pleasure to turn the floor over to your host, Rebeca Rico. The floor is yours.Rebeca RicoThank you, Selvie. Good day, everyone, and thank you for joining us to discuss RBB Bancorp's results for the third quarter of 2026.With me today are President and CEO, Johnny Lee; Chief Financial Officer, Lynn Hopkins; and Chief Credit Officer, Jeffrey Yeh. Johnny and Lynn will briefly summarize the results, which can be found in the earnings press release and investor presentation that are available on our Investor Relations website, and then we'll open the call to your questions.I would ask that everyone please refer to the disclaimer regarding forward-looking statements in the investor presentation and the company's SEC filings.Now I'd like to turn the call over to RBB Bancorp's President and Chief Executive Officer, Johnny Lee. Johnny?Johnny LeeCEO, President & DirectorThank you, Rebeca. Good day, everyone, and thank you for joining us today. We're pleased to report a strong third quarter. Net income increased 25% from the prior quarter to $12.6 million or $0.74 per share, and our return on average assets improved to 1.17%. Our results included a gain on sale of our office building in Brooklyn, but the underlying drivers of our performance were higher net interest income, solid loan growth and continued improvement in credit quality. These resultsRead more current RBB analysis and newsView all earnings call transcriptsComments