Letters to Editor - The HinduBusinessLineSENSEX 76,132.81 -382.62NIFTY 23,779.15 -118.55CRUDEOIL 8,801.00+ 223.00GOLD 152,870.00+ 103.00SILVER 239,068.00+ 1,410.00SENSEX 76,132.81 -382.62NIFTY 23,779.15 -118.55NIFTY 23,779.15 -118.55CRUDEOIL 8,801.00+ 223.00CRUDEOIL 8,801.00+ 223.00GOLD 152,870.00+ 103.00'; } document.getElementById("lgdv").innerHTML = htmlElements; } function numberformat(i) { return Number(parseFloat(i).toFixed(2)).toLocaleString('en', { minimumFractionDigits: 2 }) } async function gatherResponse(response) { const { headers } = response; const contentType = headers.get('content-type') || ''; if (contentType.includes('application/json')) { return await response.json() } return response.text(); } function getWidth() { if (Math.max(document.body.scrollWidth,document.documentElement.scrollWidth,document.body.offsetWidth,document.documentElement.offsetWidth,document.documentElement.clientWidth) > 991) { document.getElementById("mob").style.display = "none"; document.getElementById("lgdv").style.display = "block"; } else { document.getElementById("mob").style.display = "block"; document.getElementById("lgdv").style.display = "none"; } } getWidth();]]>Updated - September 07, 2026 at 08:59 PM.Funds deploymentThis refers to ‘FCNR (B) deluge softens CD rates; large banks stay away’ (September 7). Due to the substantial inflow of foreign exchange, banks are flooded with liquidity, and it has urged banks to curtail their inclination towards costly Certificates of Deposit. This will reduce the pressure on their net interest margins. However, it is an opportunity for small banks to mobilise CDs at prevailing lower rates to meet their liquidity requirements. The surplus liquidity in the banking system needs to be channelised to manufacturing, power generation, agriculture, infrastructure, exports, MSMES, and microfinance segments of the economy to augment the generation of jobs and also to maintain the dynamism in the economy. Given the surplus liquidity available with banks, the RBI must look to implement guidelines for enhancing the supply of credit rather than executing other ways to suck the liquidity.VSK PillaiChanganacherry (Kerala)Food safety normsWith reference to the article ‘Why does India’s food safety system need a Clint Eastwood’ (September 7), India’s food safety journey evolved from a narrow focus on adulteration in a more science-based framework led by FSSAI. However gaps in research communication, legacy regulations remain.By 2020 India’s food safety standard had largely matched those of advanced nations. FSSAI defined maximum residue limits, additive levels and drug residue norms.Scientific messages should be simplified for public and misleading labels those of MSG must be revised. India’s progress in food safety is commendable but incomplete. Scientific evidence, not fear or outdated norms must guide regulations.P Victor SelvarajPalayamkottai (TN)Bonds impactThe sharp, historical reduction in the 10-year Treasury (Govt) Bond spreads between US and India does impact India’s macroeconomic sensitivity as hedging costs and global risk appetite for Indian securities undergo consequential changes. Implications would embrace areas such as Forex Reserve Buffers, FPI outflows, constrained elbow room for RBI in terms of effecting rate cuts, assessments by overseas analysts with reference to desirability of increased FDI for foreign investors.These in a nutshell represent short- to medium-term implications.Angara Venkata Girija KumarChennaiCandidates’ credibilityWith reference to the article ‘Party appeal vs candidate risk’ (September 7), it rightly points out that a popular party or leader cannot compensate for every weak candidate.Voters often support a party for its broader policies, but the quality and conduct of individual candidates still matter. Political parties should therefore give greater importance to local credibility, public service and clean records while selecting candidates. They should also explain the reasons for choosing candidates who face serious allegations.Voters, for their part, must examine the person contesting from their constituency rather than relying entirely on party loyalty. Better candidate selection and more informed voting would strengthen representative democracy. The responsibility rests with both parties and the electorate.K SakunthalaCoimbatorePublished on September 7, 2026Sign into Unlock benefits!Access 10 free stories per monthAccess to comment on every storySign up/Manage to our newslettersGet notified by email for early preview to new features, discounts & offers${ ind + 1 } ${ device }Last active - ${ la }