Yep. Most want at least the first mortgage payment plus 3mo down. And you basically have to open up your whole life with disability and even FURTHER if looking for housing. AND, on top of all of that - loans and assistance are ANTI-DOG that are pitbulls. I was asked repeatedly if I had a dog or was considering a large dog due to my wanting a real yard in addition to my house. Like NOTHING is secret. Something is really off here.