/u/nipple_confusion_ on Dental patient thought $20/Month for a $1k balance was a totally reasonable payment plan for our office to provide in-house

Wait 5 sec.

Ok? Firstly thats so untrue that its beyond comical. Secondly, I live in Australia. Our minimum wage is $26.44 and increases every year, our social safety net and universal health care (which does have its flaws of course) ensure that our citizens are actually well taken care of. You guys have more homeless than we have population in some of our cities. America is a failed experiment, sorry you have to suffer for it.