Cloud-native payment processing company Silverflow and payment gateway provider Hypergate have partnered to deliver an integrated payment infrastructure offering, aimed at acquirers, payment providers and modern financial institutions. The collaboration combines Silverflow's modern cloud-native processing platform – featuring a direct, single-API connection to card networks that helps lift first-payment approval rates by up to 8% via innovations like network tokenisation – with Hypergate's advanced gateway technology. Through automated two-way synchronisation of merchant configurations, organisations can quickly configure MIDs and terminals, set processing limits, manage webhook notifications, and onboard merchants significantly faster. Designed to support high-volume business operations and complex financial flows, the integrated solution provides unified support across the full payment lifecycle – from authorisations, recurring payments and partial captures through to refunds, chargebacks, tokenisation and detailed decline diagnostics – via a single interface. Alongside operational efficiencies, the combined offering supports organisations navigating increasingly complex regulatory and security requirements. Hypergate provides PCI DSS Level 1 compliance under its licence alongside DORA-ready documentation, platform stability backed by strict uptime SLAs and robust risk tools, while its configurable routing, cascading and expert orchestration capabilities help payment providers optimise transaction performance. The collaboration reflects growing demand across the payments industry for cloud-native infrastructure that enables businesses to replace rigid legacy systems with modern, API-driven platforms capable of supporting faster innovation and greater operational resilience. Robert Kraal, Co-founder of Silverflow, said: "The payments industry has reached a point where organisations can no longer afford to be slowed down by fragmented infrastructure and complex integrations. Every additional manual process adds time, cost and operational risk. By combining Silverflow's cloud-native processing platform with Hypergate's gateway capabilities, we're giving payment providers a simpler, faster way to launch and scale. Instead of stitching together multiple technologies, customers benefit from an integrated cloud-native ecosystem that reduces complexity while giving them the flexibility and performance modern payments demand." Mikhail Goryachkin, COO, said: "Our goal has always been to remove the technical barriers that slow payment businesses down. Working closely with Silverflow allows us to offer customers an integrated solution that combines rapid deployment with enterprise-grade security, compliance and operational flexibility. Together, we're helping payment providers spend less time managing infrastructure and more time growing their business." The joint solution is available immediately for organisations looking to modernise their payment infrastructure through an API-first, cloud-native architecture. Several modern financial institutions and e-money providers - including Guru Pay, Fairmay, Finsei, and Exepay - are already leveraging the joint solution to power their acquiring ecosystems, combining card processing with wider financial services. For these companies, a flexible and scalable gateway is essential. Highlighting this, a representative from Finsei noted: “For us, choosing a gateway was never about adding another technology vendor. It was about strengthening our acquiring proposition. Hypergate gives us the control and agility to improve payment performance while keeping the underlying infrastructure efficient.” This is echoed by Exepay and Fairmay, who value Hypergate's unified API for straightforward merchant onboarding and its pragmatic, hands-on support."On the processing side, these institutions rely on Silverflow’s modern architecture for greater operational control. A spokesperson from Guru Pay stated that Silverflow provides "interesting reconciliation solutions for IPS reconciliation, a built-in dashboard for dispute management, and clear, comprehensive pricing."They added: "These features are valuable because acquiring is not only about processing transactions. It is also about having the right visibility, controls, and operational tools behind the scenes."Exepay also praised the platform's cloud-native infrastructure and direct network connectivity as essential tools for data-driven acquirers.NoYesPayments24 Sep, 2026