/u/No_Philosopher_1870 on Anyone willing to cosign a loan for a single mom? You can trust her bc she’s honest & her credit matters to her. A few grand is a drop in the bucket! Stealing WiFi from her neighbors, hooking up with a convict & having a 3rd kid

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If OOP has lousy credit now, she has proven that she's a bad risk. A pinky promise to do better has no value. Failure to get her ex's pay garnished to pay the child support due on the irst two children is a big red flag.