Experian has announced a new regional partnership with Resistant AI, bringing its AI-powered document forensic solution to Australia and New Zealand to help financial institutions detect fake, tampered and AI-generated documents. The partnership will see Experian offer Resistant AI Documents locally and integrate the capability into its Ascend platform, strengthening Experian’s existing fraud, identity and decisioning offering for banks, lenders, insurers and other organisations that rely on digital onboarding and document-based verification. As digital onboarding becomes faster and more automated, document fraud is emerging as a critical risk for financial institutions. Fraudsters are increasingly using accessible AI tools and sophisticated editing techniques to alter or generate documents such as bank statements, payslips, identity documents, invoices and insurance claim evidence, making manipulation harder to detect through manual review alone. Highlighting the current problem, Experian’s Fraud in the Age of AI: Risk and Consumer Behaviour research recently revealed fraud decision makers in Australia (59%) and New Zealand (58%) stated their existing Know Your Customer (KYC) and identity verification checks were not equipped to detect GenAI-generated documents. Resistant AI’s own intelligence shows how quickly the threat is scaling, identifying more than 300 document farms and generators, 350,000 templates on sale, more than 1,000 generator templates mimicking documents from issuers across more than 180 countries. Resistant AI Documents is designed to address this gap, using advanced AI to assess PDFs, images and other document files for signs of manipulation or AI generation. The technology helps organisations to detect tampered and GenAI-generated documents that may evade traditional KYC and identity verification checks. It identifies whether a document has been altered, whether its structure aligns with expected formats, and whether there are anomalies indicative of fraud, without relying solely on the visible content of the document. This can help organisations identify potential document fraud earlier, improve onboarding efficiency and strengthen fraud controls without introducing unnecessary friction for legitimate customers. Drawing on insights from nearly 200 million documents analysed globally, the solution applies over 500 forensic checks to detect sophisticated and AI-generated fraud, helping organisations detect more fraud while reducing manual document review by more than 90%. Its global reach also enables the early identification of emerging fraud patterns, helping organisations stay ahead of threats before they become widespread. Richard Atkinson, Head of Fraud and Identity at Experian Australia and New Zealand, said, “Fraud is a global problem, and many of the patterns we see locally have already appeared in other markets first. That global visibility is one of the major strengths of Resistant AI and why we are so excited to be working with the team. Its technology is not only assessing local documents, but also learning from document fraud trends across markets, helping organisations monitor and respond to emerging fraud techniques.” Mathew Demetriou, Managing Director, Software Solutions at Experian Australia and New Zealand, said, “This partnership builds on Experian’s 2025 strategic investment in Resistant AI, and brings its global document fraud intelligence to the A/NZ market. The partnership forms part of Experian Australia and New Zealand’s broader strategy to bring global Experian capabilities and strategic partner solutions into the local market. By combining document intelligence with Experian's fraud, identity and decisioning capabilities through Experian’s Ascend platform, organisations can gain a more comprehensive, integrated approach to fraud prevention, enabling them to detect risks earlier at onboarding and strengthen protection across the customer lifecycle.” Martin Rehak, CEO at Resistant AI, said the partnership with Experian will help bring advanced document fraud detection to more organisations across the region. “Document fraud has crossed a threshold. The same AI tools that are driving automation across financial services are now being used at scale to fabricate and manipulate documents, and traditional verification wasn't built for this. When the cost of committing document fraud drops to near zero, the only sustainable defence is intelligence at scale. Resistant AI has analysed nearly 200 million documents from every part of the world, and that global signal lets us identify emerging fraud patterns before they become endemic in any single market,” Rehak said. “Experian has deep expertise in credit risk, identity, fraud and decisioning across Australia and New Zealand. Together, we can help organisations detect document fraud earlier, reduce manual review and strengthen trust in digital onboarding.”NoYesDigital Identity24 Jun, 2026