Skip to navigationSkip to main contentSkip to right columnSam DaoduSat, June 27, 2026 at 6:56 PM GMT+2 9 min readQuick ReadEven after winning the SEC case, gaining a commodity classification, and seeing spot ETFs record billion dollar inflows, XRP trades near a dollar at a 52-week low, which is why its 2030 outlook is genuinely hard to call.Standard Chartered targets $28 for XRP by 2030, but that whole forecast rests on the assumption that XRP captures the payment volume Ripple is winning.Right now that volume is flowing into Ripple's RLUSD stablecoin rather than XRP, so the 2030 price hangs on whether the network's growth ever reaches the token.Don't wait: the analyst who called NVIDIA in 2010 just revealed his top 10 AI stocks. See the full list FREE now.XRP's (CRYPTO:XRP) price action this year has been nothing short of underwhelming. The news around Ripple's network kept getting better while the XRP price kept getting worse. Regulators have reclassified XRP as a digital commodity and XRP ETFs have pulled in more than a billion dollars, but the XRP price has been steadily declining since the year started.Today, XRP trades near a dollar, which is its weakest level since November 2024 and down more than half over the past year. With the XRP price now seemingly close to breaking below $1, is this the floor before institutions finally re-rate XRP? More importantly, can XRP still reach the $28 forecast set by Standard Chartered by 2030?Andrey_Popov / Shutterstock.comJOURNEY STUDIO7 / Shutterstock.comAt around $1, XRP is roughly 72% below the $3.65 high it reached in the middle of 2025. Anyone who bought XRP during that run is now deep underwater, and the fall has been a slow grind, month after month.The whole crypto market has been selling off, with Bitcoin (CRYPTO:BTC) down near $60,000 at multi-month lows, dragging most altcoins down with it. But XRP's slide stands out because it's coming during the exact stretch when almost everything is going right for Ripple.Don't wait: the analyst who called NVIDIA in 2010 just revealed his top 10 AI stocks. See the full list FREE now.XRP holders are left staring at two very different possibilities for the coin by 2030. In the first, this is simply the bottom. The legal fights are over, the ETFs are pulling in money despite the selloff, and large holders have been buying quietly all the way down. On that read, the pieces are already in place, and XRP just needs institutions to arrive in size.In the second, the good news never reaches the price. XRP keeps powering a busy network and Ripple keeps signing partnerships, while the token itself slowly fades into the background. It is useful to Ripple's business but not something anyone needs to hold. Which of those two futures wins is what every XRP price prediction for 2030 is really betting on.Terms and Privacy PolicyEU DSA contactPrivacy & Cookie SettingsMore Info