Skip to navigationSkip to main contentSkip to right columnADVERTISEMENTGodwin OluponmileSat, June 27, 2026 at 11:15 AM GMT+2 6 min readckstockphoto/EnvatoWhile just over half of working Americans have a retirement account, very few are managing to accumulate enough savings to be considered millionaires.In fact, the median balance in their accounts is just $87,000. The common benchmark for a secure retirement ($1 million (1)) is more than 11 times that amount. And in fact, some would say $1 million isn't even enough anymore — if you want to retire comfortably in the U.S., you should be aiming for $1.46 million now.Must ReadJeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — here are 5 ways to build wealth like a landlord without actually being oneRobert Kiyosaki says this 1 asset will surge 400% in a year and begs investors not to miss this 'explosion'Millionaires under 43 hold only 25% of their wealth in stocks.