Smart money app Plum has announced the launch of a new Easy Access savings account.The Plum Easy Access Account interest rate will vary depending on the user’s selected subscription tier, ranging from 3.05% AER variable to 3.65% AER variable.The account offers instant access to funds, sitting alongside Plum’s other personal savings offerings, including its popular Cash ISA. The account is provided in partnership with Lloyds Banking Group, and FSCS protected up to £120,000.The new account is designed for customers who don’t want their money to sit idle in non-interest-earning accounts, but also ensures their money stays accessible, whether that's for an emergency fund or spare cash between goals. Built with convenience in mind, Plum’s Easy Access Account allows customers to move money in and out effortlessly, so they’re always in control. Its flexible structure means funds can be used whenever needed, without compromising on earning potential. Rashmi V D’Souza, VP of Product at smart money app Plum, commented: “Over the last year, we’ve not only focused on providing new products that will help our customers in their wealth-building journey, but also on making changes to existing products in our effort to continuously improve our offering.“This latest personal savings product gives our customers a better alternative to non-interest-earning products - like an e-saver - whilst also allowing customers to benefit from same-day access to their savings with no penalties.”NoYesPersonal Finance26 May, 2026