Credit: Mitja Rutnik / Android AuthorityGemini, Headspace, Todoist, and YouTube Music are just a few of the apps I used to pay for and have now ditched. I’m trying to lower my monthly subscription bill, and while it’s easier said than done, I’ve managed to bring the list down to just three.The three apps I still pay for I use daily, and for now, I don’t see myself ditching them. They are well worth the money because they help me get things done and even offer complete privacy — at least two of them.