Equifax UK and Biuro Informacji Kredytowej S.A. (BIK), Poland’s primary credit bureau, have partnered to broaden client access to their respective identity verification and fraud prevention capabilities, helping more businesses to tackle increasingly sophisticated fraud and enable safer customer journeys. Through this collaboration, BIK will gain access to a suite of Equifax advanced identity and fraud services to enhance its existing framework. By layering these global insights with BIK’s specialised behavioural verification, the partnership provides a more sophisticated defence against complex threats, such as identity spoofing and AI-driven fraud. This configured approach allows organisations to analyse interaction patterns in real-time, creating a seamless and secure experience that protects genuine customers while identifying illicit activity with greater precision. The partnership aims to deliver benefits across the financial ecosystem by supporting lenders, businesses and consumers with access to more modern identity and fraud capabilities, and by enabling safer, more effective customer journeys. The collaboration also aligns with the broader industry shift towards data-driven risk assessment and financial inclusion, including the use of richer data sources to improve decisioning for underserved populations. David Bernard, CEO, Equifax UK&I, said: “As identity threats and fraud become more sophisticated, businesses require a more resilient and layered approach to protection. This strategic partnership enables Equifax to leverage BIK’s behavioural insights with our extensive data assets. By doing so, we are strengthening the security ecosystem in Poland, the UK and beyond, providing our clients with the advanced tools they need to protect their customers and support more confident, secure digital interactions.” Mariusz Cholewa, PhD, President of the Management Board at BIK, said: “This partnership reflects a clear reality: effective fraud prevention increasingly depends on the convergence of multiple signals. By combining digital intelligence solutions from Equifax with BIK’s behavioural verification expertise, we can help clients strengthen defences against evolving threats while supporting safe and seamless customer experiences. We’re also pleased to broaden our offering for the Polish market with access to leading Equifax capabilities.” NoYesDigital Identity01 Jun, 2026