Skip to navigationSkip to main contentSkip to right columnADVERTISEMENTMotley Fool Transcribing, The Motley FoolThu, July 16, 2026 at 2:32 AM GMT+2 39 min readImage source: The Motley Fool.DATEWednesday, July 15, 2026 at 8:00 a.m. ETCALL PARTICIPANTSNeed a quote from a Motley Fool analyst? Email pr@fool.comFull Conference Call TranscriptOperator: Welcome to the M&T Bank second quarter 2026 conference call. All lines have been placed on listen-only mode, and the floor will be open for your questions following the presentation. If you would like to ask a question at that time, please press star, then one on your telephone keypad. If at any point your question has been answered, you may remove yourself from the queue by pressing star two. When posing your question, we ask that you please pick up your handset to allow for optimal sound quality. Lastly, if you should require operator assistance, please press star zero. Please be advised that today's conference is being recorded.I would now like to hand the conference over to Steven Wendelboe, Senior Vice President of Investor Relations. Please go ahead.Steve Wendelboe: Thank you, Chelsea, and good morning. I'd like to thank everyone for participating in M&T's second quarter 2026 earnings conference call. If you have not read the earnings release we issued this morning, you may access it along with the financial tables and schedules by going to our investor relations website at ir.mtb.com. Also, before we start, I'd like to mention that today's presentation may contain forward-looking information. Cautionary statements about this information are included in today's earnings release materials and in the investor presentation, as well as our SEC filings and other investor materials. The presentation also includes non-GAAP financial measures as identified in the earnings release and investor presentation.The appropriate reconciliations to GAAP are included in the appendix. Joining me on the call this morning is M&T's Senior Executive Vice President and CFO, Daryl Bible. Now I'd like to turn the call over to Daryl.Daryl Bible: Thank you, Steve, and good morning, everyone. Before we discuss our results, I'd like to begin with what continues to define M&T, our purpose: to make a difference in people's lives by knowing them, growing with them, and connecting them with everything they need to thrive. That purpose continues to guide how we invest in our business and in the communities we serve. During the quarter, we helped launch new initiatives to strengthen Boston's position as a premier partner hub for innovation in the partnership with the city and The Boston Foundation as part of the You Can't Beat Boston initiative.Terms and Privacy PolicyEU DSA contactPrivacy & Cookie SettingsMore Info