Lloyds is reinforcing its support for farmers as ongoing dry weather creates further pressure for the UK farming sector, affecting yields, feed supplies, water use and cashflow. Through Lloyds and Bank of Scotland, specialist agriculture managers are working closely with farming businesses to understand the local conditions and consider tailored support to help manage short-term financial needs. Support for eligible customers may include working capital solutions, overdraft support, loan repayment holidays, interest rate reductions, temporary lending facilities or wider lending arrangements.Support for farmersTom and Samantha Summerfield, who run Keele Dairies Ltd near Newcastle-under-Lyme, have worked with Lloyds to increase the farm’s cashflow facility, giving the business greater flexibility and buying power for essential inputs and to ensure future growth. The support is helping the farm respond to challenging conditions, including periods of drought and low market prices, while continuing to prioritise the welfare and productivity of its herd.The impact of dry weatherThe support comes as farm businesses navigate a range of seasonal pressures, with the impact of dry weather varying by region, crop and farm type. As the UK's largest lenders to the agricultural sector, alongside immediate financial support, Lloyds continues to help farmers invest for longer-term resilience. This includes its Clean Growth Financing Initiative, which offers discounted lending for eligible green investments such as energy efficiency, renewables, water management and waste management, and Agriculture Transition Finance, which is designed to support UK farmers moving towards regenerative farming practices.Dry conditions can affect farming businesses in different ways, from reduced grass growth and higher feed requirements for livestock farmers to pressure on yields, harvesting patterns and water use for arable businesses. These challenges can quickly translate into cashflow and working capital pressures, particularly where farms are also managing wider cost pressures and planning future investment. Prolonged dry weather is creating real challenges for many farming businesses, from pressure on yields and feed availability to water use and cashflow. As the UK's largest lenders to the agricultural sector, our specialist managers are speaking with customers across the UK to help provide tailored support, including options to manage working capital, overdraft needs, or wider lending arrangements. British agriculture is vital to food security and rural communities, and we remain committed to supporting farmers with the finance and expertise they need to grow and remain resilient.NoYesBanking14 Aug, 2026