Nu Holdings (NU): A billion-dollar quarter and a run at the old Nu Holdings Ltd. Class ABATS:NUStardeal-Trader🇧🇷💳 Nu Holdings (NU): A billion-dollar quarter and a run at the old high 🚀 Nu Holdings just broke out of its own consolidation range (the purple box on the chart, roughly $9–16, where the stock traded for over a year) and after a blowout earnings report is firing back toward its all-time high of **$18.98**. This is exactly the kind of news that makes a chart like this make sense. 📊 📰 **What happened** Nu Holdings reported Q2 results on Thursday, August 13, 2026, and for the first time in its 13-year history **crossed the $1 billion mark in quarterly net income** – specifically **$1.06 billion** (+49% year-over-year on an FX-neutral basis). Revenue grew **39% to $5.88 billion**, gross profit rose **43% to $2.44 billion**, return on equity held at **33%**, and the customer base jumped to **139 million**. Shares rose 2.73% to $13.93 in regular trading, then **surged another ~9%** in after-hours trading to $15.22. 🔥 🏦 **Why this is moving the market** - Operating efficiency has improved dramatically – the efficiency ratio dropped from 50% to just **19.5%**, helped in part by AI deployment. - Risk-adjusted net interest margin rose to **12.4%**, while cost of credit fell quarter-over-quarter – this is healthy growth, not just "growth at any cost." - Strong expansion continues in Mexico, Brazil, and Colombia – the market is reading this as confirmation that Nu's model works beyond its home base in Brazil. - Analysts remain bullish: consensus stands at **18 Buy, 2 Hold, 1 Sell**, with the average 12-month price target around **$16–18** (and a high estimate up to $22). > 💬 This wasn't just a numbers beat – the company proved for the first time it can generate billion-dollar profits while keeping both customer growth and margins strong. That's exactly the combination the market has been waiting for. 🎯 **Levels we're watching** - **$13.93** – the regular-session close before earnings, now acting as near-term support. - **$14.56** and **$16.31** – the nearest technical levels above and below the current price after the after-hours jump. - **$18.98** – the all-time high (January 29, 2026) and the logical magnet if the earnings momentum holds. - Below price, **$11.71** and **$9.01** remain as safety nets – the lower edge of last year's long consolidation. 🔮 **What to expect next** If the after-hours enthusiasm carries into regular trading, it's worth watching for a quick test of $16.31 followed by a run at the $18.98 ATH. The key question will be how the market handles valuation after such a strong move – for a stock that already carries a "Buy" consensus with a wide range of targets ($10–22), a lot will hinge on analyst commentary from the earnings call and whether growth in Mexico/Brazil keeps pace into Q3. ⚡ ⚠️ *This is not investment advice. Investing in stocks carries a risk of capital loss.*