A California woman says she has been keeping a financial secret from her husband for months, but insists it comes from a place of love rather than deception. In a video shared on TikTok, creator Terri McMinn revealed that she had been keeping the savings account private from her husband of nearly 16 years. She said every dollar she earns from TikTok goes into the account, which was created with one goal in mind: replacing her husband’s truck after it was totaled in an accident. McMinn began the video by asking viewers, “Can you keep a secret?” before adding, “Can you keep my secret?” She explained that she was on day 164 of keeping the secret from her husband, whom she has been with for 21 years. According to McMinn, every dollar she earns through TikTok goes into a separate account her husband doesn’t know about. “There, I said it,” she said. “And I’m hiding money from him.” Why she’s keeping the secret According to McMinn, she and her youngest daughter were involved in an accident that resulted in her husband’s Ford F-150 4×4 being totaled. She described the truck as “a beautiful paid off Ford F-150 4×4” and said losing it was difficult because replacing it was not an immediate option. When the insurance money came in, McMinn said her husband decided to focus on the family’s needs instead of replacing the vehicle for himself. She explained that “being the man that he is, he chose his family and his family needs over replacing the truck.” @terriamcminn #fyp #itsasecret #husbandtok #marriage ♬ original sound – Terria As a result, she said her husband began driving her daughter’s Chevrolet Tahoe instead. McMinn said that vehicle also recently developed problems, explaining that “the transmission went out in it two nights ago.” With the Tahoe no longer a reliable option, McMinn said she has continued putting her TikTok earnings toward another truck. She said, “That money is solely for a new to him used truck he had.” Her approach is similar to other stories where spouses have kept surprises under wraps until the right moment. Her request to viewers was also tied directly to that goal. She encouraged followers to engage with the video by liking, sharing and commenting, explaining that increased activity could help her earn money faster. Many commenters focused less on the hidden account itself and more on why McMinn was keeping it. One commenter wrote, “I was gonna do a duet, but you asked me to keep a secret so I’m leaving a comment and I’m keeping your secret.” Another viewer joked about the video’s opening, writing, “”Can you keep a secret?” Nope. “Can you keep MY secret?” Yup!” Others offered encouragement, with one person commenting, “Good luck I know you will get there good things always come to good people .” Not everyone saw the situation the same way. Some people argued that spouses shouldn’t keep financial secrets, while others felt McMinn’s situation was different because she was trying to surprise her husband with a replacement truck. It’s not the first time a relationship story has centered on one partner making a major decision without telling the other first, even when the goal wasn’t to cause harm. Couples approach money differently. Some combine all of their finances, while others keep separate accounts for personal spending or long-term savings. McMinn has presented the hidden account as a way to give back to a husband she says regularly puts his family’s needs before his own. For now, she appears focused on continuing to save through TikTok and reaching her goal of replacing the truck.