Skip to contentHome page Seeking Alpha - Power to InvestorsTranscriptsOct 27, 2026, 12:09 AM ETQ2 Holdings, Inc. (QTWO) StockSA Transcripts162.6K FollowersQ2 Holdings, Inc. (QTWO) Discusses Personal AI Agents and Digital Banking October 26, 2026 4:30 PM EDTCompany ParticipantsJosh Yankovich - Investor ContactHimagiri Mukkamala - Chief Operating OfficerAdam Blue - Chief Technology OfficerPresentationJosh YankovichInvestor ContactAll right. Hello, and thank you all for joining us. I'm Josh Yankovich, Vice President of Investor Relations and Corporate FP&A here at Q2. A brief note before we begin, some of the comments today may include forward-looking statements that are subject to risks, uncertainties and assumptions that could change.Should any of these risks materialize or should our assumptions prove to be incorrect, actual company results or outcomes could differ materially from these forward-looking statements. A description of the risks, uncertainties, assumptions and other factors that could affect our financial results or outcomes is included in our SEC filings. Except as required by law, we do not undertake any responsibility to update these forward-looking statements.With that, I'm glad to be joined again by Adam Blue, our Chief Technology Officer; and Hima Mukkamala, our Chief Operating Officer.This is the second conversation in our AI series. The first early in the year was a deep dive on our strategy and architecture. And today, we're focused on some of the questions we've been hearing most from investors right now. What does the rise of personal AI agents mean for the role of digital banking? How is AI reshaping the fraud landscape? And where does Q2 continue to have the right to win?Question-and-Answer SessionJosh YankovichInvestor ContactSo with that, I'm going to go ahead and start with a question with Hima. So Hima, let's start with personal agents. Recently, with news rolling out, there's been a lot of momentum in the conversation around using agents to connect with disparate applications, including digital banking and what thatRead more current QTWO analysis and newsView all earnings call transcriptsCommentsTo ensure this doesn’t happen in the future, please enable Javascript and cookies in your browser.Is this happening to you frequently? Please report it on our feedback forum.If you have an ad-blocker enabled you may be blocked from proceeding. Please disable your ad-blocker and refresh.