It takes really guts to complain about someone not putting their credit on the line for you because of your life choices. Plus I am sure having good credit is part of working in wealth management. If you are a grown and should be established adult and need a cosigner for a place to live then you need to start looking at your life choices. I get people have hard times or are young with no credit. BUT too many people want to live champagne lifestyles on someone else's dime.