DCB Bank DCB Bank LimitedNSE:DCBBANKMicrocap_Investorπ¦ STOCK TO WATCH π¦ βΉ221 β βΉ323 β βΉ420 π A private-sector banking name appearing on my Weekly R4 Momentum Breakout Scanner. DCB Bank Ltd. π Buy Zone: βΉ221 π Breakout Zone: βΉ221 π Stop Loss: βΉ154 π― Target 1: βΉ323 π― Target 2: βΉ420 Why DCB Bank? π Strong Q1 FY27 earnings: Net profit jumped 35.6% YoY to βΉ213.2 Cr, marking the bank's fourth consecutive quarter of record quarterly PAT. π° NII momentum: Net Interest Income reached βΉ683.95 Cr, with reported YoY growth of about 18% and NIM improving to 3.35% from 3.20%. π¦ Healthy business growth: Deposits grew 20.1% YoY to βΉ74,482 Cr, while net advances increased 17.1% to βΉ59,951 Cr. π‘οΈ Asset quality improving: Gross NPA declined to 2.43% from 2.98% a year earlier, while Net NPA improved to 0.84% from 1.22%. πͺ Strong capital position: Capital adequacy stood at 17.03%, providing a solid capital cushion. Why It Caught My Attention β 35%+ PAT growth β Strong NII momentum β NIM improvement β 20%+ deposit growth β Improving GNPA & NNPA β 17%+ capital adequacy β Record quarterly PAT π₯ Weekly R4 Momentum Breakout β οΈ Key risk: CASA ratio declined to 21.65% from 23.32% YoY, so deposit mix and funding costs need monitoring even as asset quality improves. Risk Defined. Reward Visible. π’ Disclaimer: This content is for educational purposes only and not investment advice. Please do your own due diligence before making any investment decisions. Β© 20K Microcap Investing | R4 Momentum Desk #DCBBank #DCBBANK #BankingStocks #PrivateBanking #BankStocks #SmallCapStocks #StockMarketIndia #IndianStocks #StocksToWatch #R4Breakout #MomentumInvesting #20KMicrocap ξ