Skip to navigationSkip to main contentSkip to right columnADVERTISEMENTGodwin OluponmileSat, August 29, 2026 at 5:00 PM GMT+2 5 min readIf you're waiting for mortgage rates to fall before buying a house, there's a decent chance the number you're watching is out of date, and you're not alone in this.A poll commissioned by Neighbors Bank — a Columbia, Mo., lender specializing in loans for first-time buyers and others the mortgage market tends to pass — surveyed 1,000 potential buyers. Most buyers couldn't say where rates stood while they waited. Only 35% could place the average 30-year rate in the right range, and 45% overshot.Must ReadJeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being oneDave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake.