MoneySuperMarket has announced the launch of MoneySuperMarket Business Banking, a new business bank account built for UK small businesses and sole traders. Customers can open and manage their account through the MoneySuperMarket Business Banking app. MoneySuperMarket has partnered with Countingup to launch the service, bringing together MoneySuperMarket's expertise with Countingup's banking and accounting technology. Through Countingup's existing partnership with Griffin, MoneySuperMarket Business Banking combines regulated banking infrastructure, payment services, banking operations and integrated accounting and tax technology in a single app, delivering an all-in-one business banking experience. Griffin provides the regulated banking infrastructure, payment rails and compliance framework, while Countingup powers the app experience and day-to-day servicing.In addition, lending comes from iwoca, one of Europe’s leading fintech lenders to small businesses.MoneySuperMarket Business Bank account combines a banking product with time-saving tax and accounting tools in one app, giving business owners greater financial control.Features include: MoneySuperMarket Business Bank account debit card Seamless integration with a built-in accounting platformReal-time transaction tracking and automated expenses categorisationLow, transparent fees depending on deposit size - £5 for £0-750, £12 for £751-7500 or £20 a month over £7500 - with no upfront costs or commitment and the no subscription fees for the first three monthsCustomers can give their accountant access via the Accountant HubBuilt-in tools to support Making Tax Digital (MTD) complianceAbility to produce and send invoices directly through the appAccess to SME loans, built directly into the app so customers who are limited companies can apply for funding without leaving the platform Direct access from the app to business comparison services on the MoneySuperMarket website - helping businesses save on their bills Lis Barton, Chief Customer Officer at MONY Group, which includes MoneySuperMarket, said: “Our new MoneySuperMarket Business Bank account is designed to take the hassle out of managing company finances, with built-in tools like real-time transaction tracking and automated expenses categorisation to help with Making Tax Digital requirements. Our aim is to save business owners time dealing with their day-to-day finances so they can focus on growing their businesses.”In April 2026, HMRC’s Making Tax Digital (MTD) reforms expanded digital reporting obligations for SMEs with an income over £50,000. The threshold drops to £30,000 in April 2027 and £20,000 in April 2028, bringing hundreds of thousands more businesses into scope each year. MoneySuperMarket Business Banking has been designed to support businesses through this transition with tax ready tools, seamless integrations and automated features to help business owners stay organised and compliant. Ahead of the launch, MoneySuperMarket surveyed business owners and decision makers to better understand the financial challenges they face.The research revealed that 1 in 2 (47%) business owners find staying organised for HMRC their biggest financial challenge 1 in 10 (11%) SME owners have previously missed tax deadlines, and 1 in 6 (16%) have not saved enough for their tax bill before. Over 3 in 5 (61%) have experienced challenges keeping financial records for HMRC. With its built-in integrated software, MoneySuperMarket’s Business Bank Account means businesses can automate VAT tax submissions and set aside money for tax returns throughout the year.With almost 2 in 5 (37%) of UK small businesses still keeping financial records on paper, and more than 1 in 5 (21%) SMEs saying that better digital tools for their business banking would benefit them, the new MoneySuperMarket Business Bank account and app is designed to take the headache out of business banking, giving small business owners and sole traders more time to focus on running and growing their business.Tom Platt, CEO at Countingup, said: "Small businesses are being asked to manage more financial admin than ever before. As reporting requirements evolve, small business owners are increasingly looking for fewer systems that work better together, rather than managing separate tools for banking, accounting and tax.MoneySuperMarket recognised that shift and wanted to offer its customers a simpler way to manage their business finances. By choosing Countingup to power its business banking proposition, it's able to offer an integrated experience that's built around the needs of modern small businesses, bringing banking, accounting and tax together in one place.We're delighted to be supporting MoneySuperMarket as it brings this to market and helping more small businesses spend less time on financial admin and more time focusing on growing their business."David Jarvis, CEO & Co-founder, Griffin said: "Millions of people trust MoneySuperMarket to help them make better financial decisions. That trust, combined with their deep insight into what customers actually need, has resulted in a product that genuinely addresses two of the biggest pain points for small businesses: staying on top of tax and managing their banking.We're delighted to provide the regulated banking infrastructure and bank accounts that make this possible, giving such an innovative company the foundation they need to deliver real value to their customers, quickly and compliantly."For limited companies that need working capital, MoneySuperMarket Business Banking also connects account holders directly to lending from iwoca, one of Europe’s leading fintech lenders to small businesses. Fully integrated via API, iwoca’s quickest ever application to money in the bank was just 2 minutes 37 seconds. Harry Cranfield, Head of Partnerships at iwoca, said: “Access to finance can be the difference between a business seizing an opportunity and missing it. We’re pleased to be working with MoneySuperMarket to make that funding decision simpler and quicker for their customers. Our recent research shows that businesses which access loans go on to grow their revenue and succeed for longer.” NoYesBanking12 Aug, 2026