Skip to navigationSkip to main contentSkip to right columnADVERTISEMENTGodwin OluponmileSun, August 9, 2026 at 11:30 AM GMT+2 6 min readshutterstock.com / Marina AprilFinancial planning almost always means retirement — the big stop at the end of a career. But in a survey HSBC published in September, 37% of the Americans polled had a nearer one in mind: a "mini retirement" of six to 12 months, ideally starting around 46."Wealth is about freedom, choice, and purposeful living," said Racquel Oden, HSBC's U.S. Head of International Wealth and Private Banking.Must ReadJeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being oneDave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake.