340,000 U.S. homes were inherited in 2025 — but a mortgage lien can lead to foreclosure if heirs don't act fast

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Skip to navigationSkip to main contentSkip to right columnADVERTISEMENTChristy BieberSun, August 9, 2026 at 12:00 PM GMT+2 5 min readalinabuphoto/EnvatoIn 2025, inherited homes accounted for around 7% of all U.S. property transfers. In total, 340,000 properties transferred through inheritance, marking a new record high, according to Cotality.Unfortunately, inheriting a home is not always a straightforward proposition. In fact, in some cases, heirs may think a home is theirs free and clear, but that may not necessarily be the case at all.Must ReadJeff Bezos backs a platform that lets anyone invest in rental homes for as little as $100 — 6 ways to build wealth like a landlord without actually being oneDave Ramsey warns nearly 50% of Americans are making 1 big Social Security mistake.